Bonner County property record for 308 E Cavanaugh Bay Rd, Coolin, ID 83821
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,520 sqft · built 1992 |
| Lot Size | 0.97 acres (42,253 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $566,400 (May 2018) |
| Tax Bill | $4,058 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | RP053050000010A |
| Primary APN | RP053050000010A |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,520 sqft Finished Area |
| 1st Floor Area | 1,520 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 42,253 sqft (0.97 acres) |
| Lot Width | 100 ft Width |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Total Buildings | 4 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 308 E CAVANAUGH BAY RD |
|---|---|
| City | COOLIN |
| State | ID |
| Zip | 83821-0247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | Rec |
| Legal Description | 26-60N-4W ALWAY LAKE LOTS LOT 1 |
| Legal Range | 04W |
| Legal Township | 60N |
| Legal Section | 26 |
| Legal Subdivision | LAKE LOTS |
| Legal Lot Number | 1 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | PRIEST RIVER |
| Census Block Group | 4 |
| Census Block | 4094 |
| Census Tract | 950600 |
Source: Bonner County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5712 W ARDEA LN, SPOKANE, WA 99208-9256 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK |
| May 22, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2018 · Amount on Record |
| Deed Sale | May 22, 2018 · Amount on Record |
| Deed Document Number | 2018921969 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 308 E CAVANAUGH BAY RD, COOLIN, ID 83821-0247 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2023 |
| Title Company | FIDELITY NAT'L TITLE CLACKAMAS, FIDELITY NATL TTL CLACKAMAS |
| Name | Verified Name |
|---|
| Document Number | 0000999543 |
|---|---|
| Date | Jan 25, 2022 |
| Instrument | 999543 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | May 22, 2018 |
| Property Address | 308 E CAVANAUGH BAY RD, COOLIN, ID 83821-0247 |
| Document Number | 0000921969 |
| Map Reference | MB12 PG34 |
| Instrument Date | May 15, 2018 |
| Instrument | 921969 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2023 |
| Title Company | NORTH ID TITLE COMPANY SANDPOINT, NORTH IDAHO TITLE CO SAND |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2712 W ARDEA LN, SPOKANE, WA 99208 |
| Document Number | 0000921970 |
|---|---|
| Date | May 22, 2018 |
| Instrument | 921970 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
Source: Bonner County assessment roll, as of August 22, 2025
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | West Bonner County School District 83 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,345,724 (+5.56%) | $1,345,724 (+5.56%) | |
| 2025 | $4,058.00 (+49.85%) | $1,274,834 (+37.73%) Land $871,864 Building $402,970 | $1,274,834 (+37.73%) Land $871,864 Building $402,970 |
| 2023 | $2,708.00 | $925,602 Land $664,635 Building $260,967 | $925,602 Land $664,635 Building $260,967 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Idaho |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PRIEST RIVER serves 2,173 people · EPA ID ID1090107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2022 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wired or Wireless Fixed Wireless | 30 / 10 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures