460 Clayton Rd, Silverthorne, CO 80498 Property Records

Summit County property record for 460 Clayton Rd, Silverthorne, CO 80498

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,829 sqft · built 1983
Lot Size	0.46 acres (20,037 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Aug 2026)
Tax Bill	$4,821 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jan 2026 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`2097-0140-05-056`

Property Details

APN / Parcel Number

Primary APN	`2097-0140-05-056`
Alternative APN	`1300338`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,829 sqft Living Area
1st Floor Area	1,233 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1996
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	20,037 sqft (0.46 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	460 CLAYTON RD
City	SILVERTHORNE
State	CO
Zip	80498
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 47 BLUE RIVER MESA SUB # 1
Legal Subdivision	BLUE RIVER MESA SUB
Legal Lot Number	47
Jurisdiction	SUMMIT CO
Township / Civil Division	SILVERTHORNE
Census Block Group	1
Census Block	1018
Census Tract	102

Owner

460 Clayton Rd is owned by two individuals who bought it in August 2026.

Source: Summit County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 AVALANCHE CIR, DILLON, CO 80435-7643
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Warranty Deed, Transfer · Conventional Mortgage LOAN STORE
Jan 5, 2026	Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Nov 1, 2019	Deed of Trust, Mortgage · Line of Credit SOOPER CU
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage MEGASTAR FINANCIAL CORP
Aug 20, 2019	Intrafamily Transfer, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO
Aug 20, 2019	Warranty Deed, Transfer · Conventional Mortgage MEGASTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2026 · Amount on File
Deed Sale	Aug 28, 2026 · Amount on File
Prior Sale	Jan 5, 2026 · Amount on File
Deed Document Number	20261381021
Prior Transfer Date	Aug 15, 2019
Prior Transfer Doc	0001205634
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Aug 28, 2026
Property Address	460 CLAYTON RD, SILVERTHORNE, CO 80498
Document Number	0001381021
Instrument Date	Aug 27, 2026
Instrument	20261381021
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,120.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40 AVALANCHE CIR, DILLON, CO 80435-7643

Mortgage

Document Number	0001381022,
Date	Aug 28, 2026
Instrument	20261381022

Lender

Name	LOAN STORE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Jan 5, 2026
Property Address	460 CLAYTON RD, SILVERTHORNE, CO 80498
Document Number	0001367170
Map Reference	DOC 97428
Instrument Date	Jan 5, 2026
Instrument	1367170
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Tax	$118.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	460 CLAYTON RD, SILVERTHORNE, CO 80498

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	355 HIGH RIDGE WAY, CASTLE PINES, CO 80108-3422

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	460 CLAYTON RD, SILVERTHORNE, CO 80498
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1253762
Date	Mar 24, 2021
Instrument	1253762

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	460 CLAYTON RD, SILVERTHORNE, CO 80498
Transaction Type	Mortgage
Record Updated	Feb 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1212355
Date	Nov 1, 2019
Instrument	1212355

Lender

Name	SOOPER CU
Type	Credit Union
Address	ARVADA, CO 80003

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Oct 28, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	460 CLAYTON RD, SILVERTHORNE, CO 80498
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1224395
Date	Apr 22, 2020
Instrument	1224395

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company
Address	DENVER, CO 80204

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMMIT CO
Recording Date	Aug 20, 2019
Property Address	460 CLAYTON RD, SILVERTHORNE, CO 80498
Document Number	0001205634
Map Reference	DOC 97426
Instrument Date	Aug 15, 2019
Instrument	1205634
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	265 DILLON RIDGE RD #402 # 402, 402, DUMONT, CO 80436

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Aug 20, 2019
Property Address	460 CLAYTON RD, SILVERTHORNE, CO 80498
Document Number	0001205632
Map Reference	DOC 97428
Instrument Date	Aug 15, 2019
Instrument	1205632
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 DILLON RIDGE RD STE C402 DILLON CO B0435, C402, XX

Mortgage

Document Number	0001205633
Date	Aug 20, 2019
Instrument	1205633

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 460 Clayton Rd was $4,821, up 11.2% from the year before.

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Summit County
Municipality	Silverthorne Town
Unified School District	Summit School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,821.00 (+11.21%)	$94,472 (+12.7%)	$1,389,300 Land $346,500 Building $1,042,800
2024	$4,335.00 (-4.26%)	$83,824 (-)
2023	$4,528.00 (+41.28%)	$83,824 (+49.44%)	$1,251,100 (+55.01%) Land $334,300 Building $916,800
2022	$3,205.00	$56,093	$807,100 Land $193,200 Building $613,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 460 Clayton Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	63 units insured incl. 54 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 460 Clayton Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SILVERTHORNE serves 8,400 people · EPA ID CO0159095
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Arbor Mesh Internet Fixed Wireless	1,000 / 1,000

May also be available: AT&T, Verizon.

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