400 Clayton Rd, Silverthorne, CO 80498 Property Records

Summit County property record for 400 Clayton Rd, Silverthorne, CO 80498

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 4,400 sqft · built 1996
Lot Size	0.46 acres (20,037 sqft)
Owner	2 Individual Names on File
Last Sale	$815,000 (Aug 2006)
Tax Bill	$7,193 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2097-0140-05-011`

Property Details

APN / Parcel Number

Primary APN	`2097-0140-05-011`
Alternative APN	`1300336`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	4 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,400 sqft Living Area
Gross Area	5,446 sqft
1st Floor Area	2,200 sqft
Basement Area	2,200 sqft
Finished Basement	2,200 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,037 sqft (0.46 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	1,046 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	400 CLAYTON RD
City	SILVERTHORNE
State	CO
Zip	80498
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 44 BLUE RIVER MESA SUB # 1
Legal Subdivision	BLUE RIVER MESA SUB
Legal Lot Number	44
Jurisdiction	SUMMIT CO
Township / Civil Division	SILVERTHORNE
Census Block Group	1
Census Block	1018
Census Tract	102

Owner

400 Clayton Rd is owned by two individuals who acquired it in July 2020.

Source: Summit County records, as of June 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 2149, SILVERTHORNE, CO 80498-2149
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 15, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Apr 28, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage MEGASTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2006 · Amount on File
Deed Sale	Aug 24, 2006 · Amount on File
Deed Document Number	2006831137
Last Transfer Date	Jul 28, 2020
Transfer Doc	0001234982
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Recording Date	Aug 14, 2026
Property Address	400 CLAYTON RD, SILVERTHORNE, CO 80498
Document Number	0001379901
Instrument Date	Aug 10, 2026
Instrument	20261379901
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001379901,
Date	Aug 14, 2026
Instrument	20261379901

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMMIT CO
Recording Date	Sep 15, 2020
Property Address	400 CLAYTON RD, SILVERTHORNE, CO 80498
Document Number	0001234982
Instrument Date	Jul 28, 2020
Instrument	1234982
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 2149, SILVERTHORNE, CO 80498-2149

Mortgage

Document Number	0001234983
Date	Sep 15, 2020
Instrument	1234983

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMMIT CO
Recording Date	Apr 28, 2017
Property Address	400 CLAYTON RD, SILVERTHORNE, CO 80498
Document Number	0001140136
Map Reference	DOC97428
Instrument Date	Apr 24, 2017
Instrument	1140136
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2149, SILVERTHORNE, CO 80498-2149

Mortgage

Document Number	0001140137
Date	Apr 28, 2017
Instrument	1140137

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 400 Clayton Rd was $7,193, up 16.6% from the year before.

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Summit County
Municipality	Silverthorne Town
Unified School District	Summit School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,193.00 (+16.56%)	$140,957 (+18.13%)	$2,072,900 Land $346,500 Building $1,726,400
2024	$6,171.00 (-4.27%)	$119,327 (-)
2023	$6,446.00 (+45.48%)	$119,327 (+53.85%)	$1,781,000 (+59.59%) Land $321,100 Building $1,459,900
2022	$4,431.00	$77,562	$1,116,000 Land $186,900 Building $929,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 400 Clayton Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	63 units insured incl. 54 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Clayton Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SILVERTHORNE serves 8,400 people · EPA ID CO0159095
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Arbor Mesh Internet Fixed Wireless	1,000 / 1,000

May also be available: AT&T, Verizon.

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