441 Clayton Rd, Silverthorne, CO 80498 Property Records

Summit County property record for 441 Clayton Rd, Silverthorne, CO 80498

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,715 sqft · built 1972
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on File
Last Sale	$795,000 (Sep 2018)
Tax Bill	$5,214 (2025)
Deeds & Mortgages	May 2022 Line of Credit Apr 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2097-0140-05-049`

Property Details

APN / Parcel Number

Primary APN	`2097-0140-05-049`
Alternative APN	`1300343`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,715 sqft Living Area
Gross Area	3,185 sqft
1st Floor Area	1,798 sqft
Basement Area	917 sqft
Finished Basement	917 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)
Garage Type	Attached
Garage Area	470 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	441 CLAYTON RD
City	SILVERTHORNE
State	CO
Zip	80498
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 51 BLUE RIVER MESA SUB # 1
Legal Subdivision	BLUE RIVER MESA SUB
Legal Lot Number	51
Jurisdiction	SUMMIT CO
Township / Civil Division	SILVERTHORNE
Census Block Group	1
Census Block	1017
Census Tract	102

Owner

441 Clayton Rd is owned by an individual who bought it in September 2018.

Source: Summit County records, as of June 16, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1129, SILVERTHORNE, CO 80498-1129
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Apr 23, 2020	Deed of Trust, Mortgage · Line of Credit FIRSTBANK
Sep 27, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2018 · Amount on File
Deed Sale	Sep 27, 2018 · Amount on File
Deed Document Number	20181181064
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	441 CLAYTON RD, SILVERTHORNE, CO 80498
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5554 COUNTY ROAD 30, SILVERTHORNE, CO 80498-9627

Mortgage

Document Number	0001288655
Date	May 12, 2022
Instrument	1288655

Lender

Name	FIRST BANK
Type	Bank
Address	DENVER, CO 80215

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 4, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	441 CLAYTON RD, SILVERTHORNE, CO 80498
Transaction Type	Mortgage
Record Updated	Feb 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1224515
Date	Apr 23, 2020
Instrument	1224515

Lender

Name	FIRSTBANK
Type	Bank
Address	DENVER, CO 80215

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 15, 2030

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Change Frequency	Monthly

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Sep 27, 2018
Property Address	441 CLAYTON RD, SILVERTHORNE, CO 80498
Document Number	0001181064
Map Reference	DOC97428
Instrument Date	Sep 17, 2018
Instrument	1181064
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1129, SILVERTHORNE, CO 80498-1129

Mortgage

Document Number	0001181065
Date	Sep 27, 2018
Instrument	1181065

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 441 Clayton Rd was $5,214, up 19.8% from the year before.

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Summit County
Municipality	Silverthorne Town
Unified School District	Summit School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,214.00 (+19.78%)	$102,170 (+21.38%)	$1,502,500 Land $357,700 Building $1,144,800
2024	$4,353.00 (-4.27%)	$84,172 (-)
2023	$4,547.00 (+45.46%)	$84,172 (+53.83%)	$1,256,300 (+59.57%) Land $327,800 Building $928,500
2022	$3,126.00	$54,717	$787,300 Land $199,400 Building $587,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 441 Clayton Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	63 units insured incl. 54 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 441 Clayton Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SILVERTHORNE serves 8,400 people · EPA ID CO0159095
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Arbor Mesh Internet Fixed Wireless	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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