460 3rd Ave NW, Milaca, MN 56353 Property Records

Mille Lacs County property record for 460 3rd Ave NW, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	844 sqft · built 1920
Lot Size	0.449 acres (19,580 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Dec 2025)
Tax Bill	$2,346 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Dec 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`21-045-0240`

Property Details

APN / Parcel Number

Primary APN	`21-045-0240`

Interior

Building Area	844 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	19,580 sqft (0.449 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	460 3RD AVE NW
City	MILACA
State	MN
Zip	56353-1520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	& N 1/2 OF LOT 2 BLK 45 & S 1/2 OF VAC 5TH ST NW LYING N OF LOT 1 & ALLEY
Legal Range	27
Legal Township	38
Legal Section	25
Legal Subdivision	FOURTH ADDITION TO MILACA
Legal Block	45
Legal Lot Number	1
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	3
Census Block	3015
Census Tract	170500

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	460 3RD AVE NW, MILACA, MN 56353-1520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 26, 2018	Warranty Deed, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 24, 2025 · Amount on Record
Deed Sale	Dec 24, 2025 · Amount on Record
Prior Sale	Mar 22, 2022 · Amount on Record
Deed Document Number	2025449355
Prior Transfer Date	Oct 27, 2011
Prior Transfer Doc	A369848
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Dec 24, 2025
Property Address	460 3RD AVE NW, MILACA, MN 56353-1520
Document Number	000A449355
Instrument Date	Dec 3, 2025
Instrument	A449355
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT TTL C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$775.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 3RD AVENUE NW, MINNEAPOLIS, MN 55401-1706

Mortgage

Document Number	000A449356
Date	Dec 24, 2025
Instrument	A449356

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2041

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Dec 26, 2018
Property Address	460 3RD AVE NW, MILACA, MN 56353-1520
Document Number	A409704
Instrument Date	Dec 20, 2018
Instrument	A409704
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Tax	$462.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 3RD AVE NW, MILACA, MN 56353-1520

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,346.00 (+10.76%)	$198,800 (+1.38%) Land $36,200 Building $162,600	$198,800 (+1.38%) Land $36,200 Building $162,600
2025	$2,118.00 (-0.75%) Homeowner's exemption	$196,100 (+16.31%) Land $32,200 Building $163,900	$196,100 (+16.31%) Land $32,200 Building $163,900
2023	$2,134.00	$168,600 Land $28,100 Building $140,500	$168,600 Land $28,100 Building $140,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1995–2016)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2016 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Milaca serves 3,043 people · EPA ID MN1480002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Benton Cooperative Telephone Company Cable	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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