525 3rd Ave NW, Milaca, MN 56353 Property Records

Mille Lacs County property record for 525 3rd Ave NW, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	936 sqft · built 1930
Lot Size	0.275 acres (12,014 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Sep 2020)
Tax Bill	$2,312 (2026)
Deeds & Mortgages	Feb 2017 Mortgage Sep 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-045-0170`

Property Details

APN / Parcel Number

Primary APN	`21-045-0170`

Interior

Building Area	936 sqft Living Area
Basement Area	936 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	12,014 sqft (0.275 acres)
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	40 sqft

Location & Zoning

Street Address	525 3RD AVE NW
City	MILACA
State	MN
Zip	56353-1521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	& N 1/2 OF VAC ALLEY ADJ
Legal Range	27
Legal Township	38
Legal Section	25
Legal Subdivision	FOURTH ADDITION TO MILACA
Legal Block	42
Legal Lot Number	9
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	3
Census Block	3021
Census Tract	170500

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	525 3RD AVE NW, MILACA, MN 56353-1521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage ST CLOUD FCU
Sep 22, 2020	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Mar 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK
Dec 19, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2020 · Amount on Record
Deed Sale	Sep 22, 2020 · Amount on Record
Prior Sale	Dec 19, 2019 · Amount on Record
Deed Document Number	2020419420
Prior Transfer Date	May 22, 2008
Prior Transfer Doc	349423
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	525 3RD AVE NW, MILACA, MN 56353-1521
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A399479
Date	Feb 23, 2017
Instrument	A399479

Lender

Name	ST CLOUD FCU
Type	Credit Union
Address	SAINT CLOUD, MN 56301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Sep 22, 2020
Property Address	525 3RD AVE NW, MILACA, MN 56353-1521
Document Number	A419420
Instrument Date	Sep 15, 2020
Instrument	A419420
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	ATTORNEYS TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 3RD AVE NW, MILACA, MN 56353-1521

Mortgage

Document Number	A419421
Date	Sep 22, 2020
Instrument	A419421

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	525 3RD AVE NW, MILACA, MN 56353-1521
Transaction Type	Mortgage
Record Updated	Apr 15, 2020
Title Company	PILLAR TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A416372
Date	Mar 19, 2020
Instrument	A416372

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Dec 19, 2019
Property Address	525 3RD AVE NW, MILACA, MN 56353-1521
Document Number	A414941
Instrument Date	Dec 10, 2019
Instrument	A414941
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$427.02
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16497 253 1 2 AVE NE, BIG LAKE, MN 55309

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,312.00 (+10.62%)	$198,100 (+2.17%) Land $36,000 Building $162,100	$198,100 (+2.17%) Land $36,000 Building $162,100
2025	$2,090.00 (+1.95%) Homeowner's exemption	$193,900 (+16.32%) Land $32,000 Building $161,900	$193,900 (+16.32%) Land $32,000 Building $161,900
2023	$2,050.00	$166,700 Land $28,000 Building $138,700	$166,700 Land $28,000 Building $138,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1995–2016)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2016 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Milaca serves 3,043 people · EPA ID MN1480002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Benton Cooperative Telephone Company Cable	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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