Mille Lacs County property record for 435 3rd Ave NW, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Details | 1,578 sqft · built 1940 |
| Lot Size | 0.225 acres (9,799 sqft) |
| Owner | Individual Name on File |
| Last Sale | $268,000 (Sep 2024) |
| Tax Bill | $3,790 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-042-0090 |
| Primary APN | 21-042-0090 |
|---|
| Building Area | 1,578 sqft Living Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 9,799 sqft (0.225 acres) |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Street Address | 435 3RD AVE NW |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-1519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 27 |
| Legal Township | 38 |
| Legal Section | 25 |
| Legal Subdivision | SECOND ADDITION TO MILACA |
| Legal Block | 10 |
| Legal Lot Number | 9 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | MILACA |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 170500 |
Source: Mille Lacs County records · APN 21-042-0090
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 435 3RD AVE NW, MILACA, MN 56353-1519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed of Trust, Mortgage · VA Mortgage PROSPERITY HOME MORTGAGE |
| Dec 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SW MORTGAGE FUNDING |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 19, 2024 · Amount on Record |
| Deed Sale | Sep 19, 2024 · Amount on Record |
| Prior Sale | Apr 30, 2007 · Amount on Record |
| Deed Document Number | 2024442804 |
| Prior Transfer Date | Oct 05, 2006 |
| Prior Transfer Doc | 337390 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Apr 13, 2026 |
| Property Address | 435 3RD AVE NW, MILACA, MN 56353-1519 |
| Document Number | 0000450745 |
| Instrument Date | Apr 04, 2026 |
| Instrument | 2026450745 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TSI TITLE AND ESCROW, SILK TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Address | 435 3RD AVE NW, MILACA, MN 56353-1519 |
| Investor | Possibly a Property Investor |
| Document Number | 0000450745, |
|---|---|
| Date | Apr 13, 2026 |
| Instrument | 2026450745 |
| Name | PROSPERITY HOME MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 435 3RD AVE NW, MILACA, MN 56353-1519 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2018 |
| Name | Verified Name |
|---|
| Document Number | , A403979 |
|---|---|
| Date | Dec 11, 2017 |
| Instrument | A403979 |
| Name | AMERICAN SW MORTGAGE FUNDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 01, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Milaca City |
| Unified School District | Milaca Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,790.00 (+9.1%) | ||
| 2025 | $3,474.00 (+3.09%) Homeowner's exemption | $293,600 (+16.79%) Land $32,000 Building $261,600 | $293,600 (+16.79%) Land $32,000 Building $261,600 |
| 2023 | $3,370.00 | $251,400 Land $28,000 Building $223,400 | $251,400 Land $28,000 Building $223,400 |
Source: FEMA National Flood Hazard Layer as of March 4, 2013 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (1995–2016) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Jul 2016 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| Benton Cooperative Telephone Company Cable · Fiber in parts of the area | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: East Central Energy.
Based on FCC filings for 226 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Milaca serves 3,043 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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