46 Windcatcher Ct, Sacramento, CA 95834 Property Records

Sacramento County property record for 46 Windcatcher Ct, Sacramento, CA 95834

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,789 sqft · built 2000
Lot Size0.226 acres (9,850 sqft)
OwnerIndividual Name on File
Last Sale$705,000 (Oct 2022)
Tax Bill$3,716 (2025)
Deeds & MortgagesMar 2025 Mortgage
Aug 2021 Line of Credit
+ 4 more
Flood ZoneZone A99 (high risk)
APN225-1200-001-0000

Property Details

APN / Parcel Number

Primary APN225-1200-001-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,789 sqft Living Area
1st Floor Area1,789 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialOther
Lot Area9,850 sqft (0.226 acres)
Garage Area413 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address46 WINDCATCHER CT
CitySACRAMENTO
StateCA
Zip95834-2505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A-PUD
Legal DescriptionGATEWAY NORTH VILLAGE 01, LOT 53
Legal SubdivisionGATEWAY NORTH VILLAGE 01
Legal Lot Number53
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group1
Census Block1006
Census Tract7025

Owner

46 Windcatcher Ct is owned and occupied by an individual who bought it in October 2022.

Source: Sacramento County records, as of September 3, 2026

Owner of RecordIndividual Name on File
Mailing Address46 WINDCATCHER CT, SACRAMENTO, CA 95834-2505
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2025Deed of Trust, Mortgage · Conventional Mortgage
GOODLEAP LC
Aug 19, 2021Deed of Trust, Mortgage · Line of Credit
THE GOLDEN 1 CU
Oct 20, 2022Grant Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Aug 19, 2021Deed of Trust, Mortgage · Line of Credit
THE GOLDEN 1 CU
Jan 9, 2020Deed of Trust, Mortgage · Conventional with PMI
GOLDEN 1 CU
Apr 30, 2019Grant Deed, Transfer · Conventional with PMI
GOLDEN 1 CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 20, 2022 · Amount on File
Deed SaleOct 20, 2022 · Amount on File
Prior SaleApr 30, 2019 · Amount on File
Deed Book / Page20221020 / 287
Prior Transfer DateNov 8, 2011
Prior Transfer Doc0000000812
Record UpdatedOct 29, 2026

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address46 WINDCATCHER CT, SACRAMENTO, CA 95834-2505
Transaction TypeMortgage
Record UpdatedMay 15, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 WINDCATCHER CT, SACRAMENTO, CA 95834-2505

Mortgage

Document Number0000000421
DateMar 11, 2025
Instrument202503110421
Lender
NameGOODLEAP LC
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueApr 1, 2045

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address46 WINDCATCHER CT, SACRAMENTO, CA 95834-2505
Transaction TypeMortgage
Record UpdatedMay 15, 2026
Title CompanyE-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 WINDCATCHER CT, SACRAMENTO, CA 95834-2505

Mortgage

Document Number0000001128
DateAug 19, 2021
Instrument2021081901128
Lender
NameTHE GOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueSep 1, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateOct 20, 2022
Property Address46 WINDCATCHER CT, SACRAMENTO, CA 95834-2505
Document Number0000000287
Map ReferenceMB 260 PG 13
Instrument DateOct 10, 2022
Instrument2022102000287
Transaction TypeTransfer
Record UpdatedNov 1, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 WINDCATCHER CT, SACRAMENTO, CA 95834-2505

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address46 WINDCATCHER CT, SACRAMENTO, CA 95834-2505
Transaction TypeMortgage
Record UpdatedSep 1, 2021
Title CompanyE-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 WINDCATCHER CT, SACRAMENTO, CA 95834-2505

Mortgage

Document Number2021081901128
DateAug 19, 2021
Instrument2021081901128
Lender
NameTHE GOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueSep 1, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address46 WINDCATCHER CT, SACRAMENTO, CA 95834-2505
Document Number2001140771
Instrument DateJan 9, 2020
Transaction TypeMortgage
Record UpdatedJan 28, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 WINDCATCHER CT SACRAMENTO CA 958342505, SACRAMENTO, CA 95834-2505

Mortgage

Document Number2001140771
DateJan 14, 2020
Instrument2001140771
Lender
NameGOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJan 13, 2050

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateApr 30, 2019
Property Address46 WINDCATCHER CT, SACRAMENTO, CA 95834-2505
Document Number1904301247
Instrument DateApr 26, 2019
Instrument1904301247
Transaction TypeTransfer
Record UpdatedMay 9, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$385.00
Amount AccuracyFull Value
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 WINDCATCHER CT SACRAMENTO CA 958342505, SACRAMENTO, CA 95834-2505

Mortgage

Document Number1904301248
DateApr 30, 2019
Instrument1904301248
Lender
NameGOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueApr 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 46 Windcatcher Ct was $3,716 with a homeowner's exemption, down 62.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalitySacramento City
Unified School DistrictNatomas Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$237,547 (+2%) Land $83,775 Building $153,772
2025$3,716.00 (-62.17%) Homeowner's exemption$232,890 Land $82,133 Building $150,757
2024$9,824.00 (+5.54%)
2023$9,308.00 (+74.6%) Homeowner's exemption$705,000 Land $300,000 Building $405,000
2022$5,331.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 46 Windcatcher Ct in Zone A99, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A99
high risk · federal flood protection under construction
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 245 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies245 in force
Nearby Flood Claims2 (2017–2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Windcatcher Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SACRAMENTO MAIN
state or territorial government · serves 527,979 people · EPA ID CA3410020
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
unWired Broadband
Fixed Wireless
400 / 50
Succeed.Net
Fixed Wireless
100 / 50
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Cal.net, DigitalPath, Fidium Fiber.

Nearby Properties on Windcatcher Ct

Nearby Streets

Search Property Records by Address or Parcel Number