40 Windcatcher Ct, Sacramento, CA 95834 Property Records

Sacramento County property record for 40 Windcatcher Ct, Sacramento, CA 95834

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,567 sqft · built 2000
Lot Size	0.226 acres (9,850 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jan 2012)
Tax Bill	$7,236 (2025)
Deeds & Mortgages	Apr 2021 Second Mortgage Apr 2021 Second Mortgage + 1 more
Flood Zone	Zone A99 (high risk)
APN	`225-1200-002-0000`

Property Details

APN / Parcel Number

Primary APN	`225-1200-002-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,567 sqft Living Area
1st Floor Area	1,400 sqft
2nd Floor Area	1,167 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	9,850 sqft (0.226 acres)
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	40 WINDCATCHER CT
City	SACRAMENTO
State	CA
Zip	95834-2505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A-PUD
Legal Description	GATEWAY NORTH VILLAGE 01, LOT 54
Legal Subdivision	GATEWAY NORTH VILLAGE 01
Legal Lot Number	54
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1006
Census Tract	7025

Owner

Source: Sacramento County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 WINDCATCHER CT, SACRAMENTO, CA 95834-2505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Apr 5, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Nov 12, 2018	Deed of Trust, Mortgage · Line of Credit FIGURE LNDG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2012 · Amount on Record
Deed Sale	Jan 13, 2012 · Amount on Record
Prior Sale	Sep 15, 2011 · Amount on Record
Deed Book / Page	20120113 / 910
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	40 WINDCATCHER CT, SACRAMENTO, CA 95834-2505
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 WINDCATCHER CT, SACRAMENTO, CA 95834-2505

Mortgage

Document Number	0000000550
Date	Apr 5, 2021
Instrument	202104050550

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	40 WINDCATCHER CT, SACRAMENTO, CA 95834-2505
Transaction Type	Mortgage
Record Updated	Apr 16, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 WINDCATCHER CT, SACRAMENTO, CA 95834-2505

Mortgage

Document Number	4050000000550
Date	Apr 5, 2021
Book Page	20210405/550

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	40 WINDCATCHER CT, SACRAMENTO, CA 95834-2505
Document Number	1811190027
Instrument Date	Nov 12, 2018
Transaction Type	Mortgage
Record Updated	Dec 6, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 WINDCATCHER CT SACRAMENTO CA 958342505, SACRAMENTO, CA 95834-2505

Mortgage

Document Number	1811190027
Date	Nov 19, 2018
Instrument	1811190027

Lender

Name	FIGURE LNDG LLC
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 18, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Natomas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$384,338 (+2%) Land $192,169 Building $192,169
2025	$7,236.00 (+24.33%)	$376,802 (+4.04%) Land $188,401 Building $188,401
2024	$5,820.00 (+7.46%)
2023	$5,416.00 (+1.86%)	$362,172 Land $181,086 Building $181,086
2022	$5,317.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 245 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	245 in force
Nearby Flood Claims	2 (2017–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cal.net, DigitalPath, Fidium Fiber.

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