St. Charles County property record for 46 Windcastle Dr, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 7,999 sqft · built 2001 |
| Lot Size | 0.89 acres (38,768 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $636,000 (Feb 2013) |
| Tax Bill | $14,207 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | A973001633 |
| Primary APN | A973001633 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 7,999 sqft Living Area |
| Gross Area | 9,552 sqft |
| 1st Floor Area | 4,299 sqft |
| Basement Area | 4,278 sqft |
| Finished Basement | 3,700 sqft |
| Unfinished Basement | 578 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 38,768 sqft (0.89 acres) |
| Garage Type | Attached |
| Garage Area | 975 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 1,037 sqft |
| Account Number | A973001633 |
|---|---|
| Street Address | 46 WINDCASTLE DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-0445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINDCASTLE #1 LOT 46 |
| Legal Subdivision | WIND CASTLE #1 |
| Legal Lot Number | 46 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 311132 |
Source: St. Charles County records, as of December 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 46 WINDCASTLE DR, SAINT CHARLES, MO 63304-0445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 8, 2013 · Amount on Record |
| Deed Sale | Feb 8, 2013 · Amount on Record |
| Prior Sale | Aug 16, 2012 · Amount on Record |
| Deed Document Number | 2013111150 |
| Deed Book / Page | 5954 / 2081 |
| Prior Transfer Date | Feb 1, 2013 |
| Prior Transfer Doc | 0059542081 |
| Record Updated | Jun 8, 2026 |
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,207.00 (+8.78%) | $240,668 (+9.48%) | $1,266,677 (+9.48%) Land $150,000 Building $1,116,677 |
| 2024 | $13,060.00 | ||
| 2023 | $219,820 | ||
| 2022 | $1,156,952 Land $150,000 Building $1,006,952 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 26 (1979–2019) |
| Claims Outside the SFHA | 1 of 26 |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
5G (outdoors only) and 4G LTE
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