St. Charles County property record for 37 Windcastle Dr, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 5,575 sqft · built 2003 |
| Lot Size | 1.68 acres (73,616 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $114,000 (Jul 2002) |
| Tax Bill | $11,846 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Feb 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | A973001361 |
| Primary APN | A973001361 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 5,575 sqft Living Area |
| Gross Area | 8,134 sqft |
| 1st Floor Area | 3,595 sqft |
| Basement Area | 3,595 sqft |
| Finished Basement | 1,980 sqft |
| Unfinished Basement | 1,615 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 73,616 sqft |
| Garage Type | Attached |
| Garage Area | 944 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 84 sqft |
| Account Number | A973001361 |
|---|---|
| Street Address | 37 WINDCASTLE DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-0447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINDCASTLE #1 LOT 37 |
| Legal Subdivision | WIND CASTLE #1 |
| Legal Lot Number | 37 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 311132 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 37 WINDCASTLE DR, SAINT CHARLES, MO 63304-0447 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JLB CORP |
| Feb 24, 2021 | Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2002 · Amount on Record |
| Deed Sale | Jul 15, 2002 · Amount on Record |
| Deed Document Number | 200264796 |
| Deed Book / Page | 2947 / 997 |
| Last Transfer Date | Jul 7, 2016 |
| Transfer Doc | 0000431240 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 37 WINDCASTLE DR, SAINT CHARLES, MO 63304-0447 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 37 WINDCASTLE DR, SAINT CHARLES, MO 63304-0447 |
| Document Number | 0000087481 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 2020R-087481 |
| Name | JLB CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 37 WINDCASTLE DR, SAINT CHARLES, MO 63304-0447 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 37 WINDCASTLE DR, SAINT CHARLES, MO 63304-0447 |
| Document Number | 0000016237 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 2021R-016237 |
| Name | WEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | O FALLON, MO 63368 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $200,599 (-) | $1,055,787 (-) Land $180,000 Building $875,787 | |
| 2025 | $11,846.00 | $200,599 (+7.93%) | $1,055,787 (+7.93%) Land $180,000 Building $875,787 |
| 2023 | $185,863 | ||
| 2022 | $978,228 Land $180,000 Building $798,228 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 26 (1979–2019) |
| Claims Outside the SFHA | 1 of 26 |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
5G (outdoors only) and 4G LTE
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