32 Windcastle Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 32 Windcastle Dr, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details5 bd · 6 ba · 4,655 sqft · built 1999
Lot Size0.8 acres (34,848 sqft)
OwnerIndividual Name on Record
Last Sale$1,572,250 (Jun 2023)
Tax Bill$14,362 (2025)
Deeds & MortgagesJun 2023 Sale
Flood ZoneZone X (minimal risk)
APNA973001356

Property Details

APN / Parcel Number

Primary APNA973001356
Alternative APN
  • 3-0132-7619-00-0032.0000000

Interior

Bedrooms5 Beds
Full Baths6 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area4,655 sqft Living Area
1st Floor Area3,088 sqft
Basement Area3,087 sqft
Finished Basement2,315 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Architectural StyleOther
Exterior MaterialSiding
Lot Area34,848 sqft (0.8 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area60 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberA973001356
Old Parcel NumberA973001356
Street Address32 WINDCASTLE DR
CitySAINT CHARLES
StateMO
Zip63304-0444
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWINDCASTLE #1 LOT 32
Legal Range04E
Legal Township46N
Legal SubdivisionWIND CASTLE #1
Legal Lot Number32
JurisdictionST CHARLES MO
Township / Civil DivisionHARVESTER
Census Block Group1
Census Block1011
Census Tract311132

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address32 WINDCASTLE DR, SAINT CHARLES, MO 63304-0444
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 7, 2023 · Amount on Record
Deed SaleJun 7, 2023 · Amount on Record
Prior SaleDec 1, 2009 · Amount on Record
Deed Document Number0202321736
Deed Book / Page2023 / 21736
Record UpdatedJun 8, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJun 7, 2023
Property Address32 WINDCASTLE DR, SAINT CHARLES, MO 63304-0444
Document Number0000021736
Map ReferenceMB 33 PG 381
Instrument DateJun 5, 2023
Instrument2023R-021736
Transaction TypeTransfer
Record UpdatedJan 17, 2024

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2 WINDCASTLE DR, SAINT CHARLES, MO 63304-0443

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 WINDCASTLE DR, SAINT CHARLES, MO 63304-0444

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,362.00$243,310 (+21.53%)$1,280,582 (+21.53%) Land $150,000 Building $1,130,582
2023$200,208
2022$1,053,733 Land $150,000 Building $903,733

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims26 (1979–2019)
Claims Outside the SFHA1 of 26
Most Recent ClaimJun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jan 2016 · 5 claims
  • Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
DSL · Fiber in parts of the area
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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