46 Westcott Rd, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 46 Westcott Rd, Harvard, MA 01451

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,749 sqft · built 1850
Lot Size2.05 acres (89,298 sqft)
OwnerCompany Name on Record
Tax Bill$15,979 (2025)
Deeds & MortgagesDec 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APNHARV M:28 B:1

Property Details

APN / Parcel Number

Primary APNHARV M:28 B:1
Alternative APNs
  • M:028.0 P:0001-0000.0
  • 1250280000100000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,749 sqft Living Area
Gross Area4,747 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Architectural StyleHistorical
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area89,298 sqft (2.05 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number1250280000100000
Street Address46 WESTCOTT RD
CityHARVARD
StateMA
Zip01451-1834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
JurisdictionHARVARD MA
Township / Civil DivisionHARVARD
Census Block Group3
Census Block3007
Census Tract761401

Owner

Source: Worcester County and Harvard Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address46 WESTCOTT RD, HARVARD, MA 01451-1834
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 12, 2012
Deed SaleJun 12, 2012
Prior SaleDec 4, 2007 · Amount on Record
Deed Book / Page84 / 133
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARVARD MA
Property Address46 WESTCOTT RD, HARVARD, MA 01451-1834
Document Number0000115446
Instrument DateDec 21, 2019
Transaction TypeMortgage
Record UpdatedFeb 25, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address46 WESTCOTT RD HARVARD MA 014511834, HARVARD, MA 01451-1834

Mortgage

Document Number0000115446
DateFeb 10, 2020
Instrument115446
Lender
NameCITIZENS BK/RI
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionHarvard Town
Unified School DistrictHarvard School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,979.00 (+8.23%)$1,021,000 (+3.04%) Land $331,100 Building $689,900
2024$14,764.00 (+6.41%)$990,900 (+18.63%) Land $317,700 Building $673,200$1,114,160
2023$13,874.00$835,300 Land $282,300 Building $553,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Westcott Rd

Nearby Streets

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