40 Westcott Rd, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 40 Westcott Rd, Harvard, MA 01451

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,176 sqft · built 1978
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Last Sale	$920,000 (Dec 2022)
Tax Bill	$12,007 (2025)
Deeds & Mortgages	Jan 2022 Refinance Dec 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HARV M:31 B:53`

Property Details

APN / Parcel Number

Primary APN	`HARV M:31 B:53`
Alternative APNs	`M:031.0 P:0053-0000.0` `1250310005300000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,176 sqft Living Area
Gross Area	4,098 sqft
Basement Area	1,532 sqft
Unfinished Basement	1,532 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1250310005300000
Street Address	40 WESTCOTT RD
City	HARVARD
State	MA
Zip	01451-1834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	53
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	3
Census Block	3007
Census Tract	761401

Owner

Source: Worcester County and Harvard Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 WESTCOTT RD, HARVARD, MA 01451-1834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance VAN DYK MORTGAGE CORP
Dec 9, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FLYHOMES MORTGAGE LLC
Aug 27, 2020	Quit Claim Deed, Transfer · Conventional with PMI E MTG MGMT
Feb 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2022 · Amount on Record
Deed Sale	Dec 9, 2022 · Amount on Record
Prior Sale	Aug 27, 2020 · Amount on Record
Prior Transfer Date	Dec 7, 2022
Prior Transfer Doc	0000121247
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	40 WESTCOTT RD, HARVARD, MA 01451-1834
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000119510
Date	Jan 10, 2022
Instrument	119510

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Dec 9, 2022
Property Address	40 WESTCOTT RD, HARVARD, MA 01451-1834
Document Number	0000121247
Instrument Date	Dec 7, 2022
Instrument	121247
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40 WESTCOTT RD, HARVARD, MA 01451-1834

Mortgage

Document Number	0000121248
Date	Dec 9, 2022
Instrument	121248

Lender

Name	FLYHOMES MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Aug 27, 2020
Property Address	40 WESTCOTT RD, HARVARD, MA 01451-1834
Document Number	0000116397
Instrument Date	Aug 20, 2020
Instrument	116397
Transaction Type	Transfer
Record Updated	Nov 9, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,938.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 WESTCOTT RD HARVARD MA 014511834, HARVARD, MA 01451-1834

Mortgage

Document Number	116398
Date	Aug 27, 2020
Instrument	116398

Lender

Name	E MTG MGMT
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	40 WESTCOTT RD, HARVARD, MA 01451-1834
Document Number	0000112064
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Mar 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000112064
Date	Mar 1, 2018
Instrument	112064

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 29, 2048

Tax Assessment & Valuation

Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,007.00 (+6.21%)	$767,200 (+1.12%) Land $337,800 Building $429,400
2024	$11,305.00 (+13.02%)	$758,700 (+25.99%) Land $324,400 Building $434,300	$980,970
2023	$10,003.00	$602,200 Land $289,000 Building $313,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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