46 Valley View Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 46 Valley View Rd, Watsonville, CA 95076

Property Summary

Property Type	Rural Home
Details	5 bd · 3 ba · 2,634 sqft · built 1966
Lot Size	7.7 acres (335,412 sqft)
Owner	Individual Name on Record
Last Sale	$1,250,000 (Aug 2026)
Tax Bill	$7,356 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`109-121-27`

Property Details

APN / Parcel Number

Primary APN	`109-121-27`
Alternative APN	`109-121-27-000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	2,634 sqft Living Area
Gross Area	2,914 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	335,412 sqft
Terrain	Steep
View / Lot	Ocean
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Deck Area	430 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	46 VALLEY VIEW RD
City	WATSONVILLE
State	CA
Zip	95076-9730
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Subdivision	RANCHO SALISPUEDES
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1022
Census Tract	122401

Owner

Source: Santa Cruz County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48 VALLEY VIEW RD, WATSONVILLE, CA 95076-9730
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 4, 2022	Intrafamily Transfer, Transfer AMROCK TITLE CA
Apr 4, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2026 · Amount on Record
Deed Sale	Aug 6, 2026 · Amount on Record
Prior Sale	May 20, 1997 · Amount on Record
Deed Document Number	202617771
Prior Transfer Date	Mar 8, 1995
Prior Transfer Doc	0000014967
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 6, 2026
Property Address	46 VALLEY VIEW RD, WATSONVILLE, CA 95076-9730
Document Number	0000017771
Instrument Date	Aug 4, 2026
Instrument	202617771
Transaction Type	Transfer
Record Updated	Aug 21, 2026
Title Company	REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$138,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017772,
Date	Aug 6, 2026
Instrument	202617772

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 4, 2022
Property Address	46 VALLEY VIEW RD, WATSONVILLE, CA 95076-9730
Document Number	0000010859
Map Reference	VOL 9 PG 42
Instrument Date	Mar 30, 2022
Instrument	2022-0010859
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK TITLE CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 VALLEY VIEW RD, WATSONVILLE, CA 95076-9730

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 4, 2022
Property Address	46 VALLEY VIEW RD, WATSONVILLE, CA 95076-9730
Document Number	0000010857
Map Reference	VOL 9 PG 42
Instrument Date	Mar 30, 2022
Instrument	2022-0010857
Transaction Type	Transfer
Record Updated	Apr 20, 2022
Title Company	AMROCK TITLE CA INC, AMROCK TITLE CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 VALLEY VIEW RD, WATSONVILLE, CA 95076-9730

Mortgage

Document Number	0000010858
Date	Apr 4, 2022
Instrument	2022-0010858

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$563,177 (+2%) Land $345,547 Building $217,630
2025	$7,356.00 (+12.96%) Homeowner's exemption	$552,134 (+4.04%) Land $338,771 Building $213,363
2023	$6,512.00 (+1.89%) Homeowner's exemption	$530,694 Land $325,616 Building $205,078	$640,350
2022	$6,391.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: Cruzio.

Cell Coverage

5G and 4G LTE (outdoors only)

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