46 Terrace Ave, Riverside, CT 06878 Property Records

Greenwich Town property record for 46 Terrace Ave, Riverside, CT 06878

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,554 sqft · built 1926
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,650,000 (Aug 2024)
Tax Bill	$17,845 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-1540S`

Property Details

APN / Parcel Number

Primary APN	`05-1540S`
Alternative APNs	`GREE M:05 B:1540/S` `389/030`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,554 sqft Living Area
Basement Area	768 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1960
Architectural Style	Tudor
Exterior Material	Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	389/030
Street Address	46 TERRACE AVE
City	RIVERSIDE
State	CT
Zip	06878-2124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12
Legal Block	1540/S
Jurisdiction	GREENWICH CT
Township / Civil Division	GREENWICH
Census Block Group	2
Census Block	2013
Census Tract	11100

Owner

Source: Greenwich Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 TERRACE AVE, RIVERSIDE, CT 06878-2124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Aug 26, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA
May 19, 2023	Warranty Deed, Transfer
Jun 12, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA
Sep 25, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2024 · Amount on Record
Deed Sale	Aug 26, 2024 · Amount on Record
Prior Sale	Jun 12, 2020 · Amount on Record
Deed Document Number	20244812
Deed Book / Page	8356 / 12
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	46 TERRACE AVE, RIVERSIDE, CT 06878-2124
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008508-124
Date	Dec 5, 2025
Book Page	8508/124
Instrument	7168

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Jan 1, 2033
Index	Other

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENWICH CT
Recording Date	Aug 26, 2024
Property Address	46 TERRACE AVE, RIVERSIDE, CT 06878-2124
Document Number	0008356-12
Book / Page	8356 / 12
Instrument Date	Aug 26, 2024
Instrument	4812
Transaction Type	Transfer
Record Updated	Sep 12, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	46 TERRACE AVE, RIVERSIDE, CT 06878-2124

Mortgage

Document Number	0000004813
Date	Aug 26, 2024
Instrument	4813

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Type Change Date	Sep 1, 2031
Max Rate At Change	2.75%
Index	Other

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENWICH CT
Recording Date	May 19, 2023
Property Address	46 TERRACE AVE, RIVERSIDE, CT 06878-2124
Document Number	0008221-65
Book / Page	8221 / 65
Instrument Date	May 19, 2023
Instrument	2612
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 DEER LN, GREENWICH, CT 06830-3802

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENWICH CT
Recording Date	Jun 12, 2020
Property Address	46 TERRACE AVE, RIVERSIDE, CT 06878-2124
Document Number	7680-331
Book / Page	7680 / 331
Instrument Date	Jun 8, 2020
Instrument	4453
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 W 17TH ST, NEW YORK, NY 10011-5811

Mortgage

Document Number	4454
Date	Jun 12, 2020
Instrument	4454

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jul 1, 2027
Max Rate At Change	2.25%
Index	1-Year CMT

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	46 TERRACE AVE, RIVERSIDE, CT 06878-2124
Document Number	7296-299
Transaction Type	Mortgage
Record Updated	Aug 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 TERRACE AVE RIVERSIDE CT 068782124, RIVERSIDE, CT 06878-2124

Mortgage

Document Number	7296-299
Date	Sep 25, 2017
Book Page	007296/000299

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Greenwich Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Greenwich Town
Unified School District	Greenwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,845.00 (+21.63%)	$1,702,120 (+43.39%) Land $1,027,040 Building $675,080	$2,988,241 (+259.62%)
2025	$14,671.00 (+0.01%)	$1,187,060 (+9.88%) Land $777,070 Building $409,990	$830,942 Land $543,949 Building $286,993
2024	$14,670.00 (+16.71%)
2023	$12,570.00 (+0.92%)	$1,080,310 (-) Land $777,070 Building $303,240
2022	$12,456.00	$1,080,310 Land $777,070 Building $303,240

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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