42 Terrace Ave, Riverside, CT 06878 Property Records

Greenwich Town property record for 42 Terrace Ave, Riverside, CT 06878

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,477 sqft · built 1925
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Trust Names on File
Last Sale	$640,000 (Jun 1998)
Tax Bill	$14,252 (2026)
Deeds & Mortgages	Dec 2024 Sale Jan 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-1492S`

Property Details

APN / Parcel Number

Primary APN	`05-1492S`
Alternative APNs	`GREE M:05 B:1492/S` `389/029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,477 sqft Living Area
Basement Area	835 sqft
Unfinished Basement	835 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1965
Architectural Style	Colonial
Exterior Material	Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	389/029
Street Address	42 TERRACE AVE
City	RIVERSIDE
State	CT
Zip	06878-2124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12
Legal Block	1492/S
Jurisdiction	GREENWICH CT
Township / Civil Division	GREENWICH
Census Block Group	2
Census Block	2013
Census Tract	11100

Owner

42 Terrace Ave is owner-occupied and held in a trust since June 1998.

Source: Greenwich Town records, as of October 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	42 TERRACE AVE, RIVERSIDE, CT 06878-2124
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2024	Warranty Deed, Transfer
Jan 24, 2020	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Mar 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 1998 · Amount on File
Deed Sale	Jun 30, 1998 · Amount on File
Prior Sale	May 4, 1989 · Amount on File
Deed Book / Page	3108 / 178
Record Updated	Oct 29, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENWICH CT
Recording Date	Dec 13, 2024
Property Address	42 TERRACE AVE, RIVERSIDE, CT 06878-2124
Document Number	008391-280
Book / Page	8391 / 280
Instrument Date	Nov 26, 2024
Instrument	7038
Transaction Type	Transfer
Record Updated	Dec 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 TERRACE AVE, RIVERSIDE, CT 06878-2124

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	42 TERRACE AVE, RIVERSIDE, CT 06878-2124
Document Number	7627-151
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 TERRACE AVE RIVERSIDE CT 068782124, RIVERSIDE, CT 06878-2124

Mortgage

Document Number	7627-151
Date	Feb 13, 2020
Book Page	007627/000151
Instrument	1320

Lender

Name	KEYBANK USA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 12, 2045

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	42 TERRACE AVE, RIVERSIDE, CT 06878-2124
Document Number	7211-300
Book / Page	007211 / 000300
Transaction Type	Mortgage
Record Updated	Apr 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7211-300
Date	Mar 6, 2017
Book Page	007211/000300

Lender

Name	KEYBANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 42 Terrace Ave was $14,252, up 4.3% from the year before.

Source: Greenwich Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Greenwich Town
Unified School District	Greenwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,252.00 (+4.31%)	$1,359,400 (+22.97%) Land $1,044,610 Building $314,790	$2,620,117 (+238.58%)
2025	$13,663.00	$1,105,510 Land $801,010 Building $304,500	$773,857 Land $560,707 Building $213,150
2024	$13,663.00 (+6.21%)
2023	$12,864.00 (+0.92%)	$1,105,510 (-) Land $801,010 Building $304,500
2022	$12,747.00	$1,105,510 Land $801,010 Building $304,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42 Terrace Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Terrace Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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