41 Terrace Ave, Riverside, CT 06878 Property Records

Greenwich Town property record for 41 Terrace Ave, Riverside, CT 06878

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,592 sqft · built 1936
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,275,000 (Dec 2021)
Tax Bill	$14,983 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Feb 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-1054S`

Property Details

APN / Parcel Number

Primary APN	`05-1054S`
Alternative APNs	`GREE M:05 B:1054/S` `409/026`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,592 sqft Living Area
Basement Area	564 sqft
Unfinished Basement	564 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1965
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	409/026
Street Address	41 TERRACE AVE
City	RIVERSIDE
State	CT
Zip	06878-2109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12
Legal Block	1054/S
Jurisdiction	GREENWICH CT
Township / Civil Division	GREENWICH
Census Block Group	2
Census Block	2012
Census Tract	11100

Owner

Source: Greenwich Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 SOUND VIEW TER, GREENWICH, CT 06830-6430
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 2, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Dec 15, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA
Mar 1, 2018	Deed of Trust, Mortgage · Line of Credit NORTHERN TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2021 · Amount on Record
Deed Sale	Dec 15, 2021 · Amount on Record
Prior Sale	Dec 1, 2016 · Amount on Record
Deed Document Number	202113851
Deed Book / Page	8028 / 82
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	41 TERRACE AVE, RIVERSIDE, CT 06878-2109
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008483-71
Date	Sep 22, 2025
Book Page	8483/71
Instrument	5684

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	41 TERRACE AVE, RIVERSIDE, CT 06878-2109
Transaction Type	Mortgage
Record Updated	Dec 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008192-156
Date	Feb 2, 2023
Book Page	8192/156
Instrument	591

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENWICH CT
Recording Date	Dec 15, 2021
Property Address	41 TERRACE AVE, RIVERSIDE, CT 06878-2109
Document Number	0008028-82
Book / Page	8028 / 82
Instrument Date	Dec 15, 2021
Instrument	13851
Transaction Type	Transfer
Record Updated	Jun 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013852
Date	Dec 15, 2021
Instrument	13852

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	41 TERRACE AVE, RIVERSIDE, CT 06878-2109
Document Number	7356-185
Instrument Date	Mar 1, 2018
Transaction Type	Mortgage
Record Updated	Mar 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	411 THEODORE FREMD AVE RYE NY 105801410, RYE, NY 10580-1410

Mortgage

Document Number	7356-185
Date	Mar 2, 2018
Book Page	007356/000185
Instrument	1518

Lender

Name	NORTHERN TR

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Greenwich Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Greenwich Town
Unified School District	Greenwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,983.00 (+0.01%)	$1,212,330 (-) Land $780,080 Building $432,250	$848,631 Land $546,056 Building $302,575
2024	$14,982.00 (+6.2%)
2023	$14,107.00 (+0.92%)	$1,212,330 (-) Land $780,080 Building $432,250
2022	$13,978.00	$1,212,330 Land $780,080 Building $432,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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