46 Summit Rd, Mount Desert, ME 04660 Property Records

Hancock County and Mount Desert Town property record for 46 Summit Rd, Mount Desert, ME 04660 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Architecture Style	Colonial
Year Built	Built 1930
Square Footage	1,292 sqft Living Area
Lot Size	6,098 sqft (0.14 acres)
Last Sale	$250,000 (2005)
Tax Bill	$4,520.00 (2025)

Owner

Source: Hancock County and Mount Desert Town records · APN MTDS M:025 L:113

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 955, NORTHEAST HARBOR, ME 04662-0955
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 04, 2005 · Amount on Record
Deed Sale	Jan 04, 2005 · Amount on Record
Deed Doc Number	2005148
Deed Book / Page	4104 / 343
Record Refreshed	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOUNT DESERT ME
Property Address	46 SUMMIT RD, MOUNT DESERT, ME 04660
Transaction Type	Mortgage
Record Updated	Apr 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070480554
Date	Aug 24, 2020
Book Page	7048/554
Instrument	2020032426

Lender

Name	UNIVERSITY CREDIT UNION

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Hancock County and Mount Desert Town records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	Hancock County
County Subdivision	Mount Desert Town
Elementary School District	Mount Desert (KG - 08)
Secondary School District	Mount Desert Community School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,520.00 (+0.85%)	$571,400 (+18.57%) Land $319,600 Building $251,800
2024	$4,482.00 (+17.48%)	$481,900 (+10.15%) Land $266,300 Building $215,600
2023	$3,815.00 (+8.44%)	$437,500 (-) Land $221,900 Building $215,600
2022	$3,518.00	$437,500 Land $221,900 Building $215,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hancock County (23009C), updated October 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 54% of Maine
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`MTDS M:025 L:113`
Alternative APN	`2034`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,292 sqft Living Area
Gross Area	2,120 sqft Gross Area
1st Floor	662 sqft 1st Floor
Basement Area	630 sqft Basement
Unfinished Basement	630 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gambrel Roof Construction
Roof Material	Asphalt Roof
Lot Area	6,098 sqft (0.14 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	2034
Street Address	46 SUMMIT RD
City	MOUNT DESERT
State	ME
Zip	04660
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Lot Number	113
Jurisdiction	MOUNT DESERT ME
Minor Civil Division	MOUNT DESERT
Census Blockgroup	2
Census Block	2063
Census Tract	966000