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43 Summit Rd, Mount Desert, ME 04660 Property Records

Hancock County and Mount Desert Town property record for 43 Summit Rd, Mount Desert, ME 04660

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,536 sqft · built 1930
Lot Size0.151 acres (6,568 sqft)
OwnerIndividual Name on File
Tax Bill$5,727 (2025)
Deeds & MortgagesMay 2020 Refinance
Nov 2020 Refinance
Flood ZoneZone X (minimal risk)
APNMTDS M:025 L:101

Property Details

APN / Parcel Number

Primary APNMTDS M:025 L:101
Alternative APN
  • 2021

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,536 sqft Living Area
Gross Area3,272 sqft
1st Floor Area672 sqft
AtticAttic
Attic Area672 sqft
Basement Area672 sqft
Unfinished Basement672 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,568 sqft (0.151 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number2021
Street Address43 SUMMIT RD
CityMOUNT DESERT
StateME
Zip04660
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVC
Legal Lot Number101
JurisdictionMOUNT DESERT ME
Township / Civil DivisionMOUNT DESERT
Census Block Group2
Census Block2049
Census Tract966000

Owner

Source: Hancock County and Mount Desert Town records · APN MTDS M:025 L:101

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 644, NORTHEAST HARBOR, ME 04662-0644
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 05, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
FIRSTRUST BANK
Nov 30, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
NEWREZ LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 30, 2019
Deed SaleApr 30, 2019
Deed Document Number20194776
Deed Book / Page6947 / 672
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOUNT DESERT ME
Property Address43 SUMMIT RD, MOUNT DESERT, ME 04660
Transaction TypeMortgage
Record UpdatedMar 03, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0070190742
DateMay 05, 2020
Book Page7019/742
Instrument2020024715
Lender
NameFIRSTRUST BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOUNT DESERT ME
Property Address43 SUMMIT RD, MOUNT DESERT, ME 04660
Transaction TypeMortgage
Record UpdatedMar 03, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0070770217
DateNov 30, 2020
Book Page7077/217
Instrument2020039045
Lender
NameNEWREZ LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: Hancock County and Mount Desert Town records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMaine
CountyHancock County
County SubdivisionMount Desert Town
Elementary School DistrictMount Desert (KG - 08)
Secondary School DistrictMount Desert Community School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,727.00 (+2.07%)$724,000 (+20.01%) Land $310,100 Building $413,900
2024$5,611.00 (+14.86%)$603,300 (+7.69%) Land $258,400 Building $344,900
2023$4,885.00 (+8.46%)$560,200 (-) Land $215,300 Building $344,900
2022$4,504.00$560,200 Land $215,300 Building $344,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims6 (1993–2024)
Claims Outside the SFHA1 of 6
Most Recent ClaimJan 2024 · Severe Storms And Flooding

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

Based on FCC filings for 180 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMOUNT DESERT WATER DIST NORTH
serves 1,623 people
Water SourceSurface water
Last State InspectionSep 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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