42 Summit Rd, Mount Desert, ME 04660 Property Records

Hancock County and Mount Desert Town property record for 42 Summit Rd, Mount Desert, ME 04660 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 917 sqft · built 1920
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Tax Bill	$2,534 (2025)
Flood Zone	Zone X (minimal risk)
APN	`MTDS M:025 L:106`

Property Details

APN / Parcel Number

Primary APN	`MTDS M:025 L:106`
Alternative APN	`2025`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	917 sqft Living Area
Gross Area	2,251 sqft
1st Floor Area	611 sqft
Basement Area	611 sqft
Unfinished Basement	611 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2025
Street Address	42 SUMMIT RD
City	MOUNT DESERT
State	ME
Zip	04660
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	106
Jurisdiction	MOUNT DESERT ME
Township / Civil Division	MOUNT DESERT
Census Block Group	2
Census Block	2062
Census Tract	966000

Owner

Source: Hancock County and Mount Desert Town records · APN MTDS M:025 L:106

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 204, NORTHEAST HARBOR, ME 04662-0204
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Hancock County and Mount Desert Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maine
County	Hancock County
County Subdivision	Mount Desert Town
Elementary School District	Mount Desert (KG - 08)
Secondary School District	Mount Desert Community School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,534.00 (+2.1%)	$320,300 (+20.01%) Land $210,400 Building $109,900
2024	$2,482.00 (+13.18%)	$266,900 (+6.12%) Land $175,300 Building $91,600
2023	$2,193.00 (+8.46%)	$251,500 (-) Land $146,000 Building $105,500
2022	$2,022.00	$251,500 Land $146,000 Building $105,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hancock County (23009C), updated October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230099660002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Nearby Flood Policies	18 in force
Nearby Flood Claims	6 (1993–2024)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jan 2024, tidal / storm surge, Severe Storms And Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 54% of Maine
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 180 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.