37 Summer St, Kennebunk, ME 04043 Property Records

York County and Kennebunk Town property record for 37 Summer St, Kennebunk, ME 04043

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,972 sqft · built 1852
Lot Size	2.13 acres (92,783 sqft)
Owner	Individual Name on Record
Last Sale	$1,250,000 (Nov 2022)
Tax Bill	$14,765 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Nov 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`KENB M:045 L:050`

Property Details

APN / Parcel Number

Primary APN	`KENB M:045 L:050`
Alternative APNs	`M:045 L:050 U:000` `1390`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,972 sqft Living Area
Gross Area	8,328 sqft
1st Floor Area	2,028 sqft
Attic	Attic
Attic Area	1,944 sqft
Basement Area	1,944 sqft
Unfinished Basement	1,944 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1852
Effective Year Built	Effective 1852
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	92,783 sqft (2.13 acres)
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1390
Street Address	37 SUMMER ST
City	KENNEBUNK
State	ME
Zip	04043-6636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6
Legal Lot Number	50
Jurisdiction	KENNEBUNK ME
Township / Civil Division	KENNEBUNK
Census Block Group	3
Census Block	3006
Census Tract	28004

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Kennebunk Historic District (Additional Documentation) listed 1974 · 131 contributing resources · NRIS 74000324

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: York County and Kennebunk Town records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	37 SUMMER ST, KENNEBUNK, ME 04043-6636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Deed of Trust, Mortgage · ARM UMB BANK
Nov 21, 2022	Warranty Deed, Transfer · ARM UMB BANK
Nov 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GORHAM SAVINGS BANK
Jun 16, 2022	Quit Claim Deed, Transfer Quitclaim
Jan 2, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2022 · Amount on Record
Deed Sale	Nov 21, 2022 · Amount on Record
Prior Sale	Jun 3, 2011 · Amount on Record
Deed Book / Page	19156 / 787
Prior Transfer Date	Jun 9, 2022
Prior Transfer Doc	0190500220
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	37 SUMMER ST, KENNEBUNK, ME 04043-6636
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191690597
Date	Dec 14, 2022
Book Page	19169/597
Instrument	2022051642

Lender

Name	UMB BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	4.91%
Type Change Date	Jan 1, 2030
Index	1-Year CMT
Margin	2

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENNEBUNK ME
Recording Date	Nov 21, 2022
Property Address	37 SUMMER ST, KENNEBUNK, ME 04043-6636
Document Number	0191560787
Book / Page	19156 / 787
Instrument Date	Nov 21, 2022
Instrument	2022049042
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1895 JACKSON ST APT 405, 405, SAN FRANCISCO, CA 94109-2882

Mortgage

Document Number	2022051642
Date	Nov 21, 2022
Instrument	2022051642

Lender

Name	UMB BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	374 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	4.91%
Type Change Date	Jan 1, 2030
Index	1-Year CMT
Margin	2

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	37 SUMMER ST, KENNEBUNK, ME 04043-6636
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0184450073
Date	Nov 10, 2020
Book Page	18445/73
Instrument	2020057482

Lender

Name	GORHAM SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENNEBUNK ME
Recording Date	Jun 16, 2022
Property Address	37 SUMMER ST, KENNEBUNK, ME 04043-6636
Document Number	0190500220
Book / Page	19050 / 220
Instrument Date	Jun 9, 2022
Instrument	2022025641
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	37 SUMMER ST, KENNEBUNK, ME 04043-6636

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENNEBUNK ME
Recording Date	Jan 2, 2020
Property Address	37 SUMMER ST, KENNEBUNK, ME 04043-6636
Document Number	0181370618
Book / Page	018137 / 000618
Instrument Date	Dec 30, 2019
Instrument	357
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 FLETCHER ST KENNEBUNK ME 040436709, KENNEBUNK, ME 04043-6709

Tax Assessment & Valuation

Source: York County and Kennebunk Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Kennebunk Town
Unified School District	Regional School Unit 21 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,765.00 (+9.67%)	$1,499,000 (+88.72%) Land $612,900 Building $886,100
2024	$13,463.00 (+5.82%)	$794,300 (+0.2%) Land $235,700 Building $558,600
2023	$12,723.00 (+9.94%)	$792,700 (-) Land $235,700 Building $557,000	$2,006,685
2022	$11,573.00	$792,700 Land $235,700 Building $557,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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