46 Stevens Dr, Midway, FL 32343 Property Records

Gadsden County property record for 46 Stevens Dr, Midway, FL 32343

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,212 sqft · built 2005
Lot Size	0.251 acres (10,977 sqft)
Owner	Owner Name on File
Last Sale	$118,000 (Mar 2005)
Tax Bill	$1,027 (2025)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4-07-1N-2W-1530-0000B-0080`

Property Details

APN / Parcel Number

Primary APN	`4-07-1N-2W-1530-0000B-0080`
Alternative APN	`1239670000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,212 sqft Heated Area
Gross Area	1,672 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,977 sqft (0.251 acres)
Terrain	Other
Garage Area	308 sqft
Porch	Porch
Porch Area	42 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1239670000
Street Address	46 STEVENS DR
City	MIDWAY
State	FL
Zip	32343-2685
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OR 606 P 1981 OR 586 P 772; OR
Legal Range	02W
Legal Township	01N
Legal Section	07
Legal Subdivision	HILLTOP SUB
Legal Block	B
Legal Lot Number	8
Jurisdiction	GADSDEN FL
Township / Civil Division	HAVANA
Census Block Group	3
Census Block	3005
Census Tract	20600

Owner

Source: Gadsden County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	PO BOX 112, MIDWAY, FL 32343-0112
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 4, 2005 · Amount on Record
Deed Sale	Mar 4, 2005 · Amount on Record
Deed Document Number	0502439
Deed Book / Page	0606 / 1981
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GADSDEN FL
Property Address	46 STEVENS DR, MIDWAY, FL 32343-2685
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008721799
Date	Jan 27, 2020
Book Page	872/1799
Instrument	200000739

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Gadsden County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Gadsden County
Municipality	Midway City
Unified School District	Gadsden County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,027.00 (+4.16%) Homeowner's exemption	$97,831 (+2.9%)	$160,335 (+0.91%) Land $32,445 Building $127,890
2024	$986.00 (+4.12%) Homeowner's exemption	$95,074 (+3%)	$158,890 (+10.57%) Land $31,500 Building $127,390
2023	$947.00 (+5.34%) Homeowner's exemption	$92,305 (+3%)	$143,700 (+8.27%) Land $20,000 Building $123,700
2022	$899.00 Homeowner's exemption	$89,617	$132,724 Land $12,500 Building $120,224

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GADSDEN CO REGIONAL W/S public/private · serves 12,322 people · EPA ID FL1200797
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20