Gadsden County property record for 88 Stevens Dr, Midway, FL 32343
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,056 sqft · built 2004 |
| Lot Size | 0.251 acres (10,977 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $188,000 (Feb 2022) |
| Tax Bill | $2,115 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-07-1N-2W-1530-0000C-0020 |
| Primary APN | 4-07-1N-2W-1530-0000C-0020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,056 sqft Heated Area |
| Gross Area | 1,528 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,977 sqft (0.251 acres) |
| Terrain | Other |
| Garage Area | 300 sqft |
| Porch | Porch |
| Porch Area | 72 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1239690000 |
|---|---|
| Street Address | 88 STEVENS DR |
| City | MIDWAY |
| State | FL |
| Zip | 32343-2685 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OR 910 P 1423; OR 600 P 1769 O |
| Legal Range | 02W |
| Legal Township | 01N |
| Legal Section | 07 |
| Legal Subdivision | HILLTOP SUB |
| Legal Block | C |
| Legal Lot Number | 2 |
| Jurisdiction | GADSDEN FL |
| Township / Civil Division | HAVANA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 20600 |
Source: Gadsden County records, as of December 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 806, MIDWAY, FL 32343-0806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2022 | Warranty Deed, Transfer · FHA Mortgage CAPITAL CITY HOME LOANS LLC |
| Aug 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Aug 18, 2018 | Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2022 · Amount on Record |
| Deed Sale | Feb 11, 2022 · Amount on Record |
| Prior Sale | Nov 29, 2004 · Amount on Record |
| Deed Document Number | 220001306 |
| Deed Book / Page | 910 / 1423 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GADSDEN FL |
| Recording Date | Feb 11, 2022 |
| Property Address | 88 STEVENS DR, MIDWAY, FL 32343-2685 |
| Document Number | 0009101423 |
| Book / Page | 910 / 1423 |
| Map Reference | MB 2 PG 94 |
| Instrument Date | Feb 7, 2022 |
| Instrument | 220001306 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2022 |
| Title Company | CAPITAL HILLS TITLE SVCS, CAPITAL HILLS TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,316.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2899 DUNGATE CT, 2899, PASADENA, MD 21122-2045 |
| Name | Verified Name |
|---|---|
| Address | 88 STEVENS DR, MIDWAY, FL 32343-2685 |
| Document Number | 0009101425 |
|---|---|
| Date | Feb 11, 2022 |
| Instrument | 910/1425 |
| Name | CAPITAL CITY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GADSDEN FL |
| Property Address | 88 STEVENS DR, MIDWAY, FL 32343-2685 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 88 STEVENS DR, MIDWAY, FL 32343-2685 |
| Document Number | 0009001094 |
|---|---|
| Date | Aug 10, 2021 |
| Book Page | 900/1094 |
| Instrument | 210006696 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GADSDEN FL |
| Property Address | 88 STEVENS DR, MIDWAY, FL 32343-2685 |
| Document Number | 0008511442 |
| Instrument Date | Aug 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2018 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 88 STEVENS DR MIDWAY FL 323432685, MIDWAY, FL 32343-2685 |
| Document Number | 0008511442 |
|---|---|
| Date | Aug 24, 2018 |
| Book Page | 000851/001442 |
| Instrument | 6288 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 23, 2048 |
Source: Gadsden County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Gadsden County |
| Municipality | Midway City |
| Unified School District | Gadsden County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,115.00 (+3.78%) Homeowner's exemption Widower's exemption | $160,205 (+2.9%) | $170,617 (+1.63%) Land $32,445 Building $138,172 |
| 2024 | $2,038.00 (+2.98%) Homeowner's exemption Widower's exemption | $155,690 (+3%) | $167,875 (+11.06%) Land $31,500 Building $136,375 |
| 2023 | $1,979.00 (+138.43%) Homeowner's exemption Widower's exemption | $151,156 (+75.67%) Land $20,000 Building $131,156 | $151,156 (+9%) Land $20,000 Building $131,156 |
| 2022 | $830.00 Homeowner's exemption | $86,046 | $138,669 Land $12,500 Building $126,169 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 1, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GADSDEN CO REGIONAL W/S public/private · serves 12,322 people · EPA ID FL1200797 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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