Gadsden County property record for 21 Stevens Dr, Midway, FL 32343
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,024 sqft · built 2005 |
| Lot Size | 0.252 acres (10,977 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $235,000 (Aug 2026) |
| Tax Bill | $988 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jul 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-07-1N-2W-1530-0000E-0020 |
| Primary APN | 4-07-1N-2W-1530-0000E-0020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,024 sqft Living Area |
| Gross Area | 1,548 sqft |
| 1st Floor Area | 1,024 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 10,977 sqft (0.252 acres) |
| Garage Area | 320 sqft |
| Porch | Porch |
| Porch Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 21 STEVENS DR |
|---|---|
| City | MIDWAY |
| State | FL |
| Zip | 32343-2673 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OR 609 P 1290; OR 591 P 0171; |
| Legal Range | 2W |
| Legal Township | 1N |
| Legal Section | 07 |
| Legal Subdivision | HILLTOP SUB |
| Legal Block | E |
| Legal Lot Number | 2 |
| Jurisdiction | GADSDEN FL |
| Township / Civil Division | HAVANA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 20600 |
Source: Gadsden County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 STEVENS DR, MIDWAY, FL 32343-2673 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Aug 6, 2026 | Warranty Deed, Transfer · FHA Mortgage SMARTBANK |
| Jul 19, 2018 | Loan Modification, Mortgage · Conventional with PMI US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2026 · Amount on Record |
| Deed Sale | Aug 6, 2026 · Amount on Record |
| Prior Sale | Apr 14, 2005 · Amount on Record |
| Deed Document Number | 20265347 |
| Deed Book / Page | 987 / 140 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GADSDEN FL |
| Recording Date | Aug 6, 2026 |
| Property Address | 21 STEVENS DR, MIDWAY, FL 32343-2673 |
| Document Number | 0000005347 |
| Book / Page | 987 / 140 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 20265347 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $166,145.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 STEVENS DR, MIDWAY, FL 32343-2673 |
| Document Number | 0000005348, |
|---|---|
| Date | Aug 6, 2026 |
| Instrument | 20265348 |
| Name | SMARTBANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GADSDEN FL |
| Property Address | 21 STEVENS DR, MIDWAY, FL 32343-2673 |
| Document Number | 0008510313 |
| Instrument Date | Jul 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 21 STEVENS DR MIDWAY FL 323432673, MIDWAY, FL 32343-2673 |
| Document Number | 0008510313 |
|---|---|
| Date | Aug 13, 2018 |
| Book Page | 000851/000313 |
| Instrument | 5941 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 12, 2048 |
| Rate | 4.62% |
|---|
Source: Gadsden County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Gadsden County |
| Municipality | Midway City |
| Unified School District | Gadsden County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $988.00 (+4.22%) Homeowner's exemption | $95,755 (+2.9%) | $146,361 (+0.95%) Land $32,445 Building $113,916 |
| 2024 | $948.00 (+4.18%) Homeowner's exemption | $93,057 (+3%) | $144,990 (+11.37%) Land $31,500 Building $113,490 |
| 2023 | $910.00 (+5.57%) Homeowner's exemption | $90,347 (+3%) | $130,185 (+9.03%) Land $20,000 Building $110,185 |
| 2022 | $862.00 Homeowner's exemption | $87,716 | $119,401 Land $12,500 Building $106,901 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 1, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GADSDEN CO REGIONAL W/S public/private · serves 12,322 people · EPA ID FL1200797 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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