Bergen County and Waldwick Borough property record for 41 Smithfield Rd, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,604 sqft · built 1959 |
| Lot Size | 0.349 acres (15,198 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $440,000 (Feb 2020) |
| Tax Bill | $14,397 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00134-04-00009 |
| Primary APN | 64-00134-04-00009 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,604 sqft Living Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 15,198 sqft (0.349 acres) |
| Lot Dimensions | 152 ft deep x 100 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 6400134D00009 |
|---|---|
| Street Address | 41 SMITHFIELD RD |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 100X152 6LT |
| Legal Subdivision | SMITHFIELD ESTATES SEC 2 |
| Legal Block | 134.4 |
| Legal Lot Number | 9 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 56200 |
Source: Bergen County and Waldwick Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 41 SMITHFIELD RD, WALDWICK, NJ 07463-1424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC |
| Feb 4, 2020 | Grant Deed, Transfer · Conventional Mortgage NJ LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 2020 · Amount on Record |
| Deed Sale | Feb 4, 2020 · Amount on Record |
| Deed Document Number | 202012977 |
| Deed Book / Page | 3490 / 1077 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 41 SMITHFIELD RD, WALDWICK, NJ 07463-1424 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0040211929 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 4021/1929 |
| Instrument | 2021038910 |
| Name | ADVISORS MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | ASBURY PARK, NJ 07712 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 4, 2020 |
| Property Address | 41 SMITHFIELD RD, WALDWICK, NJ 07463-1424 |
| Document Number | 0034901077 |
| Book / Page | 003490 / 001077 |
| Instrument Date | Nov 25, 2019 |
| Instrument | 20012977 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2020 |
| Title Company | MAIN STREET TITLE AND SETTLEMENT, MAIN STREET TITLE & SETTLEMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 41 SMITHFIELD RD WALDWICK NJ 074631424, WALDWICK, NJ 07463-1424 |
| Document Number | 34901084 |
|---|---|
| Date | Feb 4, 2020 |
| Book Page | 003490/001084 |
| Instrument | 20012978 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 3, 2050 |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $627,300 (-) Land $365,800 Building $261,500 | $627,300 (-) Land $365,800 Building $261,500 | |
| 2025 | $14,397.00 (+3.67%) | $627,300 (+26.17%) Land $365,800 Building $261,500 | $627,300 (+26.17%) Land $365,800 Building $261,500 |
| 2024 | $13,888.00 (-1.92%) | ||
| 2023 | $497,200 Land $318,800 Building $178,400 | $497,200 Land $318,800 Building $178,400 | |
| 2022 | $14,160.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (1999–2021) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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