46 Ryan St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 46 Ryan St, Gardner, MA 01440 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2007
Square Footage	1,143 sqft Living Area
Lot Size	12,500 sqft (0.287 acres)
Occupancy	Owner Occupied
Last Sale	$229,900 (2007)
Tax Bill	$56.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`M:J-30 B:0076A L:0009B`
Alternative APN	`GARD M:H32 B:25 L:9B`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,143 sqft Living Area
Gross Area	2,478 sqft Gross Area
Stories	1 Stories

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Raised Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	12,500 sqft (0.287 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	46 RYAN ST
City	GARDNER
State	MA
Zip	01440-1553
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	25
Legal Lot Number	9B
Jurisdiction	GARDNER MA
Minor Civil Division	GARDNER
Census Blockgroup	1
Census Block	1020
Census Tract	707400

Owner

Source: Worcester County and Gardner City records · APN M:J-30 B:0076A L:0009B

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	46 RYAN ST, GARDNER, MA 01440-1553
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 13, 2007 · Amount on Record
Deed Sale	Jun 13, 2007 · Amount on Record
Deed Doc Number	200777349
Deed Book / Page	41306 / 138
Record Refreshed	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	46 RYAN ST, GARDNER, MA 01440-1553
Transaction Type	Mortgage
Record Updated	Sep 03, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	65862-169
Date	Aug 18, 2021
Book Page	65862/169
Instrument	115864

Lender

Name	NEWREZ LLC

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2036

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$56.00 (-98.98%)	$393,700 (+7.6%) Land $70,000 Building $323,700	$318,915
2024	$5,485.00 (+3.51%)	$365,900 (+11.39%) Land $63,700 Building $302,200
2023	$5,299.00	$328,500 Land $62,800 Building $265,700