43 Ryan St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 43 Ryan St, Gardner, MA 01440 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1989
Square Footage	1,130 sqft Living Area
Lot Size	21,792 sqft (0.5 acres)
Occupancy	Owner Occupied
Last Sale	$380,000 (2022)
Tax Bill	$53.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`GARD M:H32 B:25 L:2`
Alternative APN	`M:J-30 B:0027 L:0002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	5 Rooms
Building Area	1,130 sqft Living Area
Gross Area	2,506 sqft Gross Area
Stories	1 Stories

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Raised Ranch Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	21,792 sqft (0.5 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	43 RYAN ST
City	GARDNER
State	MA
Zip	01440-1513
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Subdivision	DUANE A NYMAN JR & CAROLE E P
Legal Block	25
Legal Lot Number	2
Jurisdiction	GARDNER MA
Minor Civil Division	GARDNER
Census Blockgroup	1
Census Block	1024
Census Tract	707400

Owner

Source: Worcester County and Gardner City records · APN GARD M:H32 B:25 L:2

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	43 RYAN ST, GARDNER, MA 01440-1513
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 16, 2022 · Amount on Record
Deed Sale	Dec 16, 2022 · Amount on Record
Prior Sale	Jul 06, 2004 · Amount on Record
Deed Book / Page	68618 / 359
Transfer Doc	53493-8
Record Refreshed	Jun 08, 2026

December 2022: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	GARDNER MA
Recording Date	Dec 16, 2022
Property Address	43 RYAN ST, GARDNER, MA 01440-1513
Document Number	068618-359
Book / Page	68618 / 359
Instrument Date	Dec 16, 2022
Instrument	133066
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	43 RYAN ST, GARDNER, MA 01440-1513

Mortgage

Document Number	0000133067
Date	Dec 16, 2022
Instrument	133067

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$53.00 (-98.98%)	$374,900 (+8.38%) Land $75,600 Building $299,300	$421,135
2024	$5,185.00 (+5.56%)	$345,900 (+13.6%) Land $68,700 Building $277,200
2023	$4,912.00	$304,500 Land $67,700 Building $236,800