46 Rumson Rd, Buffalo, NY 14228 Property Records

Erie County and Amherst Town property record for 46 Rumson Rd, Buffalo, NY 14228

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,151 sqft · built 1965
Lot Size	0.227 acres (9,880 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Jun 2018)
Tax Bill	$3,296 (2025)
Deeds & Mortgages	Jul 2020 Loan Modification Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`142289 40.19-7-13`

Property Details

APN / Parcel Number

Primary APN	`142289 40.19-7-13`
Alternative APN	`22890401900007013000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,151 sqft Living Area
1st Floor Area	1,617 sqft
Basement Area	534 sqft
Finished Basement	534 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	9,880 sqft (0.227 acres)
Lot Dimensions	129 ft deep x 76.1 ft wide
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	46 RUMSON RD
City	BUFFALO
State	NY
Zip	14228-3046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2211 298 76 X 129
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	7
Legal Lot Number	13.000
Jurisdiction	ERIE NY
Township / Civil Division	AMHERST
Census Block Group	2
Census Block	2008
Census Tract	9116

Owner

Source: Erie County and Amherst Town records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 RUMSON RD, BUFFALO, NY 14228-3046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2020	Loan Modification, Mortgage · Conventional with PMI SEFCU
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage SEFCU
Jun 18, 2018	Warranty Deed, Transfer · Conventional with PMI SEFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2018 · Amount on Record
Deed Sale	Jun 18, 2018 · Amount on Record
Deed Document Number	2018119531
Deed Book / Page	11330 / 6365
Record Updated	Jun 8, 2026

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ERIE NY
Property Address	46 RUMSON RD, BUFFALO, NY 14228-3046
Document Number	0113645095
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 RUMSON RD AMHERST NY 142283046, AMHERST, NY 14228-3046

Mortgage

Document Number	0113645095
Date	Aug 17, 2020
Book Page	011364/005095

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2050

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	46 RUMSON RD, BUFFALO, NY 14228-3046
Document Number	0139515049
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 RUMSON RD AMHERST NY 142283046, AMHERST, NY 14228-3046

Mortgage

Document Number	0139515049
Date	Aug 17, 2020
Book Page	013951/005049

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Jun 18, 2018
Property Address	46 RUMSON RD, BUFFALO, NY 14228-3046
Document Number	0113306365
Book / Page	011330 / 006365
Instrument Date	May 25, 2018
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	395 CALLODINE AVE AMHERST NY 142262921, AMHERST, NY 14226-2921

Mortgage

Document Number	138594260
Date	Jun 18, 2018
Book Page	013859/004260

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2048

Tax Assessment & Valuation

Source: Erie County and Amherst Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Amherst Town
Unified School District	Sweet Home Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,296.00 (-60.24%)	$341,000 (-) Land $48,000 Building $293,000	$344,400 (+1%) Land $48,479 Building $295,921
2024	$8,290.00 (+54.52%)	$341,000 (+70.5%) Land $48,000 Building $293,000	$341,000 (+5.71%) Land $48,000 Building $293,000
2023		$200,000 Land $21,200 Building $178,800	$322,581 Land $34,194 Building $288,387
2019	$5,365.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA AMHERST serves 92,697 people · EPA ID NY1400399
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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