55 Rumson Rd, Buffalo, NY 14228 Property Records

Erie County and Amherst Town property record for 55 Rumson Rd, Buffalo, NY 14228

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,115 sqft · built 1974
Lot Size	0.257 acres (11,172 sqft)
Owner	2 Individual Names on Record
Last Sale	$6,150 (Sep 2015)
Tax Bill	$7,450 (2026)
Deeds & Mortgages	Apr 2017 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`142289 40.19-6-14`

Property Details

APN / Parcel Number

Primary APN	`142289 40.19-6-14`
Alternative APN	`22890401900006014000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,115 sqft Living Area
1st Floor Area	1,079 sqft
2nd Floor Area	1,036 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	11,172 sqft (0.257 acres)
Lot Dimensions	133 ft deep x 83.9 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	284 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	55 RUMSON RD
City	BUFFALO
State	NY
Zip	14228-3045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2340 16 WILLOW RIDGE SOUTH PT I 80 12 7
Legal Subdivision	WILLOW RIDGE SOUTH PART 1
Legal Block	6
Legal Lot Number	14.000
Jurisdiction	ERIE NY
Township / Civil Division	AMHERST
Census Block Group	2
Census Block	2007
Census Tract	9116

Owner

Source: Erie County and Amherst Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 RUMSON RD, BUFFALO, NY 14228-3045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2017	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Apr 10, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2015 · Amount on Record
Deed Sale	Sep 4, 2015 · Amount on Record
Prior Sale	May 26, 1995 · Amount on Record
Deed Document Number	2015181911
Deed Book / Page	11284 / 9174
Prior Transfer Date	Sep 3, 2015
Prior Transfer Doc	0112849174
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	55 RUMSON RD, AMHERST, NY 14228-3045
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0138082560
Date	Apr 18, 2017
Book Page	13808/2560
Instrument	2017076818

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14228

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.3%
Type Change Date	May 1, 2018
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	55 RUMSON RD, AMHERST, NY 14228-3045
Document Number	0138082575
Instrument Date	Apr 10, 2017
Transaction Type	Mortgage
Record Updated	Sep 13, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 RUMSON RD AMHERST NY 142283045, AMHERST, NY 14228-3045

Mortgage

Document Number	0138082575
Date	Apr 18, 2017
Book Page	013808/002575

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	840 Months
Due	Apr 17, 2087

Interest

Rate Type	Adjustable Rate
Rate	4.3%

Tax Assessment & Valuation

Source: Erie County and Amherst Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Amherst Town
Unified School District	Sweet Home Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,450.00 (-33.6%) Homeowner's exemption Senior Citizen's exemption
2025	$11,220.00 (+22.45%)	$408,000 (-) Land $62,500 Building $345,500	$412,100 (+1%) Land $63,128 Building $348,972
2024	$9,163.00 (+104.62%) Homeowner's exemption Senior Citizen's exemption	$408,000 (+85.45%) Land $62,500 Building $345,500	$408,000 (+14.98%) Land $62,500 Building $345,500
2023		$220,000 Land $31,200 Building $188,800	$354,839 Land $50,323 Building $304,516
2019	$4,478.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA AMHERST serves 92,697 people · EPA ID NY1400399
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

Nearby Properties on Rumson Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures