46 Riverview Dr, Ponca City, OK 74604 Property Records

Osage County property record for 46 Riverview Dr, Ponca City, OK 74604

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 3,360 sqft · built 2016
Lot Size	5.72 acres (249,163 sqft)
Owner	Individual Name on File
Tax Bill	$3,529 (2025)
Deeds & Mortgages	May 2017 Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`25-26-02-82790`

Property Details

APN / Parcel Number

Primary APN	`25-26-02-82790`
Alternative APN	`82790`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,360 sqft Living Area
1st Floor Area	2,280 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	249,163 sqft (5.72 acres)
Garage Type	Carport
Garage Area	600 sqft
Carport	Carport
Carport Area	600 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	4,000 sqft
Porch	Slab
Porch Area	1,376 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	82790
Street Address	46 RIVERVIEW DR
City	PONCA CITY
State	OK
Zip	74604-5564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER VIEW (BIGHILL) A PT OF RIVER VIEW ADD DESC AS:BEG AT SE/C OF VACATED LOT 12 BLK 2-W 220'-N 157'-N 18 04 53 W 754.62' TO S BANK OF ARKANSAS RIVER-S 54 44 32 E ALG SAID S BANK 283'-S 70 59 35 E ALG SAID S BANK 288'-S 50 48 18 E ALG SAID S BANK 28
Legal Range	02E
Legal Township	26N
Legal Section	25
Legal Subdivision	RIVERVIEW (BIGHILL)
Legal Block	2
Legal Lot Number	12
Jurisdiction	OSAGE OK
Township / Civil Division	MCCORD-BRADEN
Census Block Group	1
Census Block	1014
Census Tract	940003

Owner

46 Riverview Dr is owned and occupied by an individual.

Source: Osage County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	46 RIVERVIEW DR, PONCA CITY, OK 74604-5564
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2017	Deed of Trust, Mortgage FIRST NATIONAL BANK OF OKLAHOMA
Sep 15, 2017	Deed of Trust, Mortgage FIRST NATIONAL BANK OF OKLAHOMA
Dec 27, 2019	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSAGE OK
Property Address	46 RIVERVIEW DR, PONCA CITY, OK 74604-5564
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1650/357
Date	May 9, 2017
Book Page	1650/357
Instrument	2017-003424

Lender

Name	FIRST NATIONAL BANK OF OKLAHOMA
Type	Bank
Address	PONCA CITY, OK 74604

Agreement

Amount	Amount on Record

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSAGE OK
Property Address	46 RIVERVIEW DR, PONCA CITY, OK 74604-5564
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1662/049
Date	Sep 15, 2017
Book Page	1662/049
Instrument	2017-006535

Lender

Name	FIRST NATIONAL BANK OF OKLAHOMA
Type	Bank
Address	PONCA CITY, OK 74604

Agreement

Amount	Amount on Record

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSAGE OK
Property Address	46 RIVERVIEW DR, PONCA CITY, OK 74604-5564
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1741/509
Date	Dec 27, 2019
Book Page	1741/509
Instrument	2019-008964

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	EL PASO, TX 79935

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	355 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 46 Riverview Dr was $3,529, down 6.2% from the year before.

Source: Osage County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Osage County
Elementary School District	McCord Public School (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,528 (+3.8%) Land $1,373 Building $40,155	$346,068 (+3.8%) Land $11,440 Building $334,628
2025	$3,529.00 (-6.24%)	$40,007 (+4.68%) Land $1,373 Building $38,634	$333,390 (+4.68%) Land $11,440 Building $321,950
2024	$3,764.00 (+19.11%)	$38,218 (+4.4%) Land $1,373 Building $36,845	$318,482 (-) Land $11,440 Building $307,042
2023	$3,160.00 (+3.34%)	$36,609 (+5%) Land $1,373 Building $35,236	$318,482 (+9.62%) Land $11,440 Building $307,042
2022	$3,058.00	$34,865 Land $1,373 Building $33,492	$290,543 Land $11,440 Building $279,103

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Riverview Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Riverview Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 83% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCCORD RWD #3 serves 1,800 people · EPA ID OK3005747
Water Source	Purchased surface water from PONCA CITY MUN WATER
Last State Inspection	Dec 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Chisholm Broadband.

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