46 River Rd, Bernardston, MA 01337 Property Records

Franklin County and Leyden Town property record for 46 River Rd, Bernardston, MA 01337

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,967 sqft · built 1991
Lot Size	5.32 acres (231,870 sqft)
Owner	2 Individual Names on File
Tax Bill	$50 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Dec 2022 Mortgage
APN	`F_342460_3083582`

Property Details

APN / Parcel Number

Primary APN	`F_342460_3083582`
Alternative APNs	`LEYD M:000003 L:0016.A` `F_342460_3`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,967 sqft Living Area
Gross Area	3,700 sqft
1st Floor Area	1,124 sqft
Basement Area	1,124 sqft
Unfinished Basement	1,124 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	231,870 sqft (5.32 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Wood

Location & Zoning

Account Number	F_342460_3083582
Street Address	46 RIVER RD
City	BERNARDSTON
State	MA
Zip	01337-9490
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	16.A
Jurisdiction	LEYDEN MA
Township / Civil Division	LEYDEN
Census Block Group	1
Census Block	1016
Census Tract	40200

Owner

Source: Franklin County and Leyden Town records · APN F_342460_3083582

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	46 RIVER RD, BERNARDSTON, MA 01337-9490
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENFIELD COOPERATIVE BANK
Dec 20, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) GREENFIELD COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEYDEN MA
Property Address	46 RIVER RD, LEYDEN, MA 01337-9490
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008584-23
Date	Dec 22, 2025
Book Page	8584/23
Instrument	11773

Lender

Name	GREENFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	37 Months
Due	Jan 01, 2029

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEYDEN MA
Property Address	46 RIVER RD, LEYDEN, MA 01337-9490
Transaction Type	Mortgage
Record Updated	Jan 06, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008113-197
Date	Dec 20, 2022
Book Page	8113/197
Instrument	13936

Lender

Name	GREENFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	229 Months
Due	Jan 01, 2042

Tax Assessment & Valuation

Source: Franklin County and Leyden Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Leyden Town
Unified School District	Pioneer Valley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$50.00 (-98.99%)	$330,600 (-0.69%) Land $89,600 Building $241,000	$317,680
2024	$4,974.00 (+1.47%)	$332,900 (+3.1%) Land $89,600 Building $243,300
2023	$4,902.00	$322,900 Land $87,300 Building $235,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2011–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2024 · other causes

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Westfield Gas & Electric Fiber	1,000 / 1,000

Based on FCC filings for 17 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

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