Warwick City property record for 46 Reed St, Warwick, RI 02886
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2 ba · 1,932 sqft · built 1900 |
| Lot Size | 0.267 acres (11,609 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $605,000 (Nov 2022) |
| Tax Bill | $10,072 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Sep 2024 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27401760000 |
| Primary APN | 27401760000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,932 sqft Living Area |
| Gross Area | 3,864 sqft |
| 1st Floor Area | 1,288 sqft |
| Basement Area | 1,288 sqft |
| Unfinished Basement | 1,288 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Triplex |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,609 sqft (0.267 acres) |
| Total Buildings | 2 Buildings |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 141288 |
|---|---|
| Street Address | 46 REED ST |
| City | WARWICK |
| State | RI |
| Zip | 02886-1260 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A7 |
| Legal Block | 176 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 22300 |
Source: Warwick City records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46 REED ST, WARWICK, RI 02886-1260 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Feb 8, 2022 | Deed of Trust, Mortgage · Commercial Mortgage RFLF 7 LLC |
| Sep 11, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Apr 7, 2025 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Nov 9, 2022 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2022 · Amount on Record |
| Deed Sale | Nov 9, 2022 · Amount on Record |
| Prior Sale | Sep 3, 2019 · Amount on Record |
| Deed Book / Page | 10241 / 95 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 46 REED ST, WARWICK, RI 02886-1260 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 010073-161 |
|---|---|
| Date | Feb 8, 2022 |
| Book Page | 10073/161 |
| Instrument | 2036 |
| Name | RFLF 7 LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 46 REED ST, WARWICK, RI 02886-1260 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|
| Document Number | 010554-261 |
|---|---|
| Date | Sep 11, 2024 |
| Book Page | 10554/261 |
| Instrument | 9401 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 46 REED ST, WARWICK, RI 02886-1260 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|
| Document Number | 010659-267 |
|---|---|
| Date | Apr 7, 2025 |
| Book Page | 10659/267 |
| Instrument | 3467 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2055 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Nov 9, 2022 |
| Property Address | 46 REED ST, WARWICK, RI 02886-1260 |
| Document Number | 0010241-95 |
| Book / Page | 10241 / 95 |
| Instrument Date | Nov 9, 2022 |
| Instrument | 15740 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 0000015741 |
|---|---|
| Date | Nov 9, 2022 |
| Instrument | 15741 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,072.00 (+21.79%) | $793,100 (+36.08%) Land $108,700 Building $684,400 |
| 2023 | $8,270.00 (+38.11%) | $582,800 (+82.3%) Land $91,500 Building $491,300 |
| 2022 | $5,988.00 | $319,700 Land $54,900 Building $264,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 8 (2010–2023) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Dec 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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