Warwick City property record for 45 Reed St, Warwick, RI 02886
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 1,030 sqft · built 1986 |
| Owner | 2 Company Names on Record |
| Last Sale | $260,000 (Jul 2025) |
| Tax Bill | $3,213 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27401630013 |
| Primary APN | 27401630013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,030 sqft Living Area |
| Gross Area | 1,570 sqft |
| 1st Floor Area | 510 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 152424 |
|---|---|
| Street Address | 45 REED ST |
| City | WARWICK |
| State | RI |
| Zip | 02886-1240 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | A7 |
| Legal Subdivision | MILL PL |
| Legal Block | 163 |
| Legal Lot Number | 13 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 22300 |
Source: Warwick City records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 45 REED ST, WARWICK, RI 02886-1240 |
| Owner Type | Company |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 21, 2025 | Warranty Deed, Transfer · Conventional Mortgage PROVINCE MORTGAGE ASSOCIATES INC |
| Aug 25, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2025 · Amount on Record |
| Deed Sale | Jul 21, 2025 · Amount on Record |
| Prior Sale | Aug 25, 2021 · Amount on Record |
| Deed Book / Page | 10720 / 320 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Jul 21, 2025 |
| Property Address | 45 REED ST, WARWICK, RI 02886-1240 |
| Document Number | 010720-320 |
| Book / Page | 10720 / 320 |
| Instrument Date | Jul 13, 2025 |
| Instrument | 8156 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 45 REED ST, WARWICK, RI 02886-1240 |
| Document Number | 0000008157 |
|---|---|
| Date | Jul 21, 2025 |
| Instrument | 8157 |
| Name | PROVINCE MORTGAGE ASSOCIATES INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Aug 25, 2021 |
| Property Address | 45 REED ST, WARWICK, RI 02886-1240 |
| Document Number | 9933-83 |
| Book / Page | 9933 / 83 |
| Instrument Date | Aug 25, 2021 |
| Instrument | 17238 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 17239 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | 17239 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,213.00 (+15.16%) | $253,000 (+28.69%) Building $253,000 | |
| 2024 | $239,780 | ||
| 2023 | $2,790.00 (+9.93%) | $196,600 (+45.09%) Building $196,600 | |
| 2022 | $2,538.00 | $135,500 Building $135,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 8 (2010–2023) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Dec 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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