46 Putnam St, Buffalo, NY 14213 Property Records

Erie County and Buffalo City property record for 46 Putnam St, Buffalo, NY 14213

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,755 sqft · built 1870
Lot Size0.036 acres (1,584 sqft)
Owner2 Individual Names on File
Tax Bill$773 (2026)
Deeds & MortgagesAug 2022 Transfer
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN140200 99.28-7-8

Property Details

APN / Parcel Number

Primary APN140200 99.28-7-8
Alternative APNs
  • 02000992800007008000
  • 04858400

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,755 sqft Living Area
1st Floor Area844 sqft
2nd Floor Area844 sqft
AtticAttic
Attic Area67 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1870
Effective Year BuiltEffective 1870
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area1,584 sqft (0.036 acres)
Lot Dimensions33 ft deep x 48 ft wide
PorchSlab
Porch Area78 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number04858400
Street Address46 PUTNAM ST
CityBUFFALO
StateNY
Zip14213-1648
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeN-2R
Legal Description72. S AUBURN
Legal SubdivisionSTEVENS SURVEY
Legal Block7
Legal Lot Number8.000
JurisdictionERIE NY
Township / Civil DivisionBUFFALO
Census Block Group3
Census Block3002
Census Tract6501

Owner

46 Putnam St is owned and occupied by two individuals who acquired it in July 2022.

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address46 PUTNAM ST, BUFFALO, NY 14213-1648
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 1, 2022Intrafamily Transfer, Transfer
Mar 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
EMPIRE ONE FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 25, 2022
Transfer Doc0114056010
Record UpdatedOct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionERIE NY
Recording DateAug 1, 2022
Property Address46 PUTNAM ST, BUFFALO, NY 14213-1648
Document Number0114056010
Book / Page11405 / 6010
Instrument DateJul 25, 2022
Instrument2022145532
Transaction TypeTransfer
Record UpdatedApr 2, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address46 PUTNAM ST, BUFFALO, NY 14213-1648

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 PUTNAM ST, BUFFALO, NY 14213-1648
InvestorPossibly a Property Investor

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address46 PUTNAM ST, BUFFALO, NY 14213-1648
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0139324852
DateMar 6, 2020
Book Page13932/4852
Instrument2020053245
Lender
NameEMPIRE ONE FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 46 Putnam St was $773, down 68.3% from the year before.

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
MunicipalityBuffalo City
Unified School DistrictBuffalo City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$773.00 (-68.29%)
2025$2,438.00 (-7.9%)$234,000 (+43.56%) Land $24,000 Building $210,000$234,000 (-11.71%) Land $24,000 Building $210,000
2024$2,647.00 (+212.51%)$163,000 (-) Land $17,000 Building $146,000$265,041 (+13.82%) Land $27,642 Building $237,399
2023$847.00$163,000 Land $17,000 Building $146,000$232,857 Land $24,286 Building $208,571

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Putnam St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 46 Putnam St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBUFFALO WATER AUTHORITY
serves 276,000 people · EPA ID NY1400422
Water SourceSurface water
Last State InspectionJul 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Putnam St

Nearby Streets

Search Property Records by Address or Parcel Number