Middlesex County and Reading Town property record for 46 Putnam Rd, Reading, MA 01867 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2022 |
| Square Footage | 2,099 sqft Living Area |
| Lot Size | 12,837 sqft (0.295 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $966,000 (2022) |
| Tax Bill | $10,462.00 (2025) |
| Primary APN | READ M:034.0-0000-0084.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,099 sqft Living Area |
| Gross Area | 3,255 sqft Gross Area |
| Basement Area | 1,472 sqft Basement |
| Unfinished Basement | 845 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Split Level Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 12,837 sqft (0.295 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Basement Garage |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 1410000000190 |
|---|---|
| Street Address | 46 PUTNAM RD |
| City | READING |
| State | MA |
| Zip | 01867-1741 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Minor Civil Division | READING |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 334400 |
Source: Middlesex County and Reading Town records · APN READ M:034.0-0000-0084.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 PUTNAM RD, READING, MA 01867-1741 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Aug 01, 2022 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage GUARANTEED RATE INC |
| Oct 05, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance ALIGN CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 01, 2022 · Amount on Record |
| Deed Sale | Aug 01, 2022 · Amount on Record |
| Prior Sale | Oct 15, 2015 · Amount on Record |
| Deed Book / Page | 80517 / 74 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Aug 01, 2022 |
| Property Address | 46 PUTNAM RD, READING, MA 01867-1741 |
| Document Number | 0080517-74 |
| Book / Page | 80517 / 74 |
| Instrument Date | Aug 01, 2022 |
| Instrument | 117251 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 46 PUTNAM RD, READING, MA 01867-1741 |
| Document Number | 0000117252 |
|---|---|
| Date | Aug 01, 2022 |
| Instrument | 117252 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 46 PUTNAM RD, READING, MA 01867-1741 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75809-198 |
|---|---|
| Date | Oct 05, 2020 |
| Book Page | 75809/198 |
| Instrument | 179421 |
| Name | ALIGN CREDIT UNION |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,462.00 (+1.15%) | $918,500 (+4.08%) Land $492,600 Building $425,900 | $1,040,155 (+3.61%) |
| 2024 | $10,343.00 (+33.72%) | $882,500 (+43.64%) Land $473,300 Building $409,200 | $1,003,960 |
| 2023 | $7,735.00 | $614,400 Land $426,700 Building $187,700 |
46 Putnam Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 58th in Massachusetts |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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