45 Putnam Rd, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 45 Putnam Rd, Reading, MA 01867 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1970
Square Footage3,136 sqft Living Area
Lot Size10,589 sqft (0.243 acres)
OccupancyOwner Occupied
Last Sale$1,125,000 (2024)
Tax Bill$11,403.00 (2025)

Property Details

APN / Parcel Number

Primary APNREAD M:034.0-0000-0096.0
Alternative APNs
  • M:034.0=0000=0096.0
  • 1410000000310
  • 1410000000

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area3,136 sqft Living Area
Gross Area4,228 sqft Gross Area
Basement Area1,456 sqft Basement
Unfinished Basement976 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1970
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area10,589 sqft (0.243 acres)
Parking Spaces2 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number1410000000310
Street Address45 PUTNAM RD
CityREADING
StateMA
Zip01867-1742
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
JurisdictionREADING MA
Minor Civil DivisionREADING
Census Blockgroup1
Census Block1006
Census Tract334400

Owner

Source: Middlesex County and Reading Town records · APN READ M:034.0-0000-0096.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address45 PUTNAM RD, READING, MA 01867-1742
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2026Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Apr 30, 2024Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
GUARANTEED RATE INC
Apr 12, 2022Deed of Trust, Mortgage · Stand Alone Refinance
SALEM FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 30, 2024 · Amount on Record
Deed SaleApr 30, 2024 · Amount on Record
Prior SaleJul 26, 2001 · Amount on Record
Deed Doc Number202443162
Deed Book / Page82714 / 198
Record RefreshedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address45 PUTNAM RD, READING, MA 01867-1742
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number085113-566
DateJan 13, 2026
Book Page85113/566
Instrument3854
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.88%
Type Change DateFeb 01, 2033
IndexOther

April 2024: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionREADING MA
Recording DateApr 30, 2024
Property Address45 PUTNAM RD, READING, MA 01867-1742
Document Number082714-198
Book / Page82714 / 198
Instrument DateApr 30, 2024
Instrument43162
Transaction TypeTransfer
Record UpdatedMay 17, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address45 PUTNAM RD, READING, MA 01867-1742

Mortgage

Document Number0000043163
DateApr 30, 2024
Instrument43163
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address45 PUTNAM RD, READING, MA 01867-1742
Transaction TypeMortgage
Record UpdatedApr 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number079963-196
DateApr 12, 2022
Book Page79963/196
Instrument54522
Lender
NameSALEM FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$11,403.00 (+1.17%)$1,001,100 (+4.1%) Land $484,200 Building $516,900$1,047,470 (+0.46%)
2024$11,271.00 (+3.24%)$961,700 (+10.91%) Land $465,100 Building $496,600$1,042,625
2023$10,917.00$867,100 Land $419,400 Building $447,700

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