40 Putnam Rd, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 40 Putnam Rd, Reading, MA 01867 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1970
Square Footage3,045 sqft Living Area
Lot Size12,258 sqft (0.281 acres)
OccupancyOwner Occupied
Last Sale$875,000 (2022)
Tax Bill$9,983.00 (2025)

Owner

Source: Middlesex County and Reading Town records · APN READ M:034.0-0000-0083.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address40 PUTNAM RD, READING, MA 01867-1741
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2022Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
SALEM FIVE MORTGAGE CORP
Dec 21, 2018Deed of Trust, Mortgage · Line of Credit
READING COOPERATIVE BANK
Nov 02, 2020Quit Claim Deed, Transfer · Stand Alone Refinance
NEW FED MORTGAGE CORP
Jun 25, 2018Deed of Trust, Mortgage · Conventional Mortgage
LIBERTY BAY CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 15, 2022 · Amount on Record
Deed SaleJun 15, 2022 · Amount on Record
Prior SaleJun 26, 2008 · Amount on Record
Deed Book / Page80282 / 1
Record RefreshedSep 20, 2026

June 2022: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionREADING MA
Recording DateJun 15, 2022
Property Address40 PUTNAM RD, READING, MA 01867-1741
Document Number00080282-1
Book / Page80282 / 1
Instrument DateJun 15, 2022
Instrument90285
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address40 PUTNAM RD, READING, MA 01867-1741

Mortgage

Document Number0000090286
DateJun 15, 2022
Instrument90286
Lender
NameSALEM FIVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address40 PUTNAM RD, READING, MA 01867-1741
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number72050-350
DateDec 21, 2018
Book Page72050/350
Instrument195040
Lender
NameREADING COOPERATIVE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueJan 01, 2044

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateNov 02, 2020
Property Address40 PUTNAM RD, READING, MA 01867-1741
Document Number76055-38
Book / Page76055 / 38
Instrument DateOct 13, 2020
Instrument202681
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 PUTNAM RD, READING, MA 01867-1741

Mortgage

Document Number76055-43
DateNov 02, 2020
Book Page76055/43
Instrument202682
Lender
NameNEW FED MORTGAGE CORP
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address40 PUTNAM RD, READING, MA 01867-1741
Document Number71239-383
Instrument DateJun 25, 2018
Transaction TypeMortgage
Record UpdatedJul 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 PUTNAM RD READING MA 018671741, READING, MA 01867-1741

Mortgage

Document Number71239-383
DateJun 29, 2018
Book Page071239/000383
Instrument95546
Lender
NameLIBERTY BAY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 28, 2048
Interest
Rate TypeAdjustable Rate
Rate4.38%

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,983.00 (+1.18%)$876,500 (+4.11%) Land $490,500 Building $386,000$1,018,970 (+0.69%)
2024$9,867.00 (+9.23%)$841,900 (+17.34%) Land $471,100 Building $370,800$1,011,940
2023$9,033.00$717,500 Land $424,800 Building $292,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNREAD M:034.0-0000-0083.0
Alternative APNs
  • M:034.0=0000=0083.0
  • 1410000000180
  • 1410000000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area3,045 sqft Living Area
Gross Area4,064 sqft Gross Area
Basement Area1,644 sqft Basement
Unfinished Basement411 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1970
Architectural StyleRanch Style
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area12,258 sqft (0.281 acres)
Garage TypeAttached Garage

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number1410000000180
Street Address40 PUTNAM RD
CityREADING
StateMA
Zip01867-1741
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
JurisdictionREADING MA
Minor Civil DivisionREADING
Census Blockgroup1
Census Block1005
Census Tract334400

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