46 Prospect Pt Loop, Georgetown, SC 29440 Property Records

Georgetown County property record for 46 Prospect Pt Loop, Georgetown, SC 29440

Property Summary

Property Type	Hotel-Resort
Details	5 bd · 4.5 ba · 4,838 sqft · built 1980
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,200,000 (Apr 2019)
Tax Bill	$17,956 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2019 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`0401910030.00.00`

Property Details

APN / Parcel Number

Primary APN	`0401910030.00.00`
Alternative APNs	`04-0191-030-00-00` `17621`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,838 sqft Total Area
Gross Area	7,644 sqft
1st Floor Area	3,433 sqft
2nd Floor Area	1,405 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	1,440 sqft

Exterior Amenities

Porch	Slab
Porch Area	668 sqft
Deck Area	356 sqft
Patio Area	356 sqft
Loading Dock	Loading Dock
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	17621
Street Address	46 PROSPECT POINT LOOP
City	GEORGETOWN
State	SC
Zip	29440-7114
Property Category	Commercial
Property Type	Commercial > Retail > Hotel-Resort
Legal Description	5 BLK 4 PROSPECT PLACE
Legal Subdivision	PROSPECT PLACE
Legal Block	4
Legal Lot Number	5
Jurisdiction	GEORGETOWN SC
Township / Civil Division	WACCAMAW NECK
Census Block Group	1
Census Block	1012
Census Tract	920508

Owner

Source: Georgetown County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	609 ENQUIRER AVE, NASHVILLE, TN 37205-3722
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 29, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 29, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2019 · Amount on Record
Deed Sale	Apr 29, 2019 · Amount on Record
Prior Sale	Oct 29, 2004 · Amount on Record
Deed Document Number	20194263
Deed Book / Page	3499 / 44
Prior Transfer Date	Mar 12, 2013
Prior Transfer Doc	2103/0175
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	46 PROSPECT POINT LOOP, GEORGETOWN, SC 29440-7114
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04277/0346
Date	Jan 10, 2022
Book Page	4277/346
Instrument	202200000333

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Apr 29, 2019
Property Address	46 PROSPECT POINT LOOP, GEORGETOWN, SC 29440-7114
Document Number	3499/0050
Book / Page	003499 / 000050
Instrument Date	Apr 23, 2019
Instrument	4264
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	609 ENQUIRER AVE NASHVILLE TN 372053722, NASHVILLE, TN 37205-3722

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Apr 29, 2019
Property Address	46 PROSPECT POINT LOOP, GEORGETOWN, SC 29440-7114
Document Number	3499/0044
Book / Page	003499 / 000044
Instrument Date	Apr 23, 2019
Instrument	4263
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$4,440.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	609 ENQUIRER AVE NASHVILLE TN 372053722, NASHVILLE, TN 37205-3722

Tax Assessment & Valuation

Source: Georgetown County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,956.00 (+9.82%)	$76,356 (+14.99%) Land $17,005 Building $59,351	$2,230,700 (+101.58%) Land $496,800 Building $1,733,900
2023	$16,350.00 (+4.81%)	$66,400 (-) Land $21,000 Building $45,400	$1,106,600 (-) Land $350,000 Building $756,600
2022	$15,599.00	$66,400 Land $21,000 Building $45,400	$1,106,600 Land $350,000 Building $756,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 626 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	715 units insured incl. 89 condo units
Nearby Flood Claims	84 (1987–2023)
Claims Outside the SFHA	8 of 84
Most Recent Claim	Dec 2023 · other causes
Claims by Event	Hurricane Ian, Oct 2022 · 36 claims Hurricane Matthew, Oct 2016 · 7 claims Severe Storms And Flooding, Oct 2015 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GCWSD WACCAMAW NECK serves 41,300 people · EPA ID SC2220010
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
HTC Cable	1,000 / 35

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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