16 Prospect Pt Loop, Georgetown, SC 29440 Property Records

Georgetown County property record for 16 Prospect Pt Loop, Georgetown, SC 29440

Property Summary

Property Type	Seasonal / Vacation Home
Details	5 bd · 4 ba · 4,178 sqft · built 1981
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (Feb 2020)
Tax Bill	$5,585 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`0401910028.00.00`

Property Details

APN / Parcel Number

Primary APN	`0401910028.00.00`
Alternative APNs	`04-0191-028-00-00` `17619`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,178 sqft Living Area
Gross Area	8,265 sqft
1st Floor Area	1,369 sqft
2nd Floor Area	2,809 sqft
Utility Area	234 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	1,590 sqft
Deck Area	1,051 sqft
Loading Dock	Loading Dock
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	17619
Street Address	16 PROSPECT POINT LOOP
City	GEORGETOWN
State	SC
Zip	29440-7114
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	3 BLK 4 PROSPECT PLACE
Legal Subdivision	PROSPECT PLACE
Legal Block	4
Legal Lot Number	3
Jurisdiction	GEORGETOWN SC
Township / Civil Division	WACCAMAW NECK
Census Block Group	1
Census Block	1012
Census Tract	920508

Owner

Source: Georgetown County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 PROSPECT POINT LOOP, GEORGETOWN, SC 29440-7114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Dec 23, 2019	Deed of Trust, Transfer · Conventional Mortgage MARVIN P CADDELL F TRUST (CT)
May 10, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 2, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2020 · Amount on Record
Deed Sale	Feb 4, 2020 · Amount on Record
Prior Sale	Dec 31, 2019 · Amount on Record
Deed Document Number	20201162
Deed Book / Page	3694 / 253
Prior Transfer Date	May 7, 2018
Prior Transfer Doc	3265/0248
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	16 PROSPECT POINT LOOP, GEORGETOWN, SC 29440-7114
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16 PROSPECT POINT LOOP GEORGETOWN SC 294407114, GEORGETOWN, SC 29440-7114

Mortgage

Document Number	3694/0263
Date	Feb 4, 2020
Book Page	003694/000263
Instrument	1163

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2050

December 2019: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	16 PROSPECT POINT LOOP, GEORGETOWN, SC 29440-7114
Document Number	3672/0277
Instrument Date	Dec 23, 2019
Transaction Type	Transfer
Record Updated	Jan 24, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	108 MIDDLEBROOK DR LEXINGTON SC 290723424, LEXINGTON, SC 29072-3424

Mortgage

Document Number	3672/0277
Date	Dec 31, 2019
Book Page	003672/000277
Instrument	13089

Lender

Name	MARVIN P CADDELL F TRUST (CT)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEORGETOWN SC
Recording Date	May 10, 2018
Property Address	16 PROSPECT POINT LOOP, GEORGETOWN, SC 29440-7114
Document Number	3265/0248
Book / Page	003265 / 000248
Instrument Date	May 7, 2018
Instrument	4275
Transaction Type	Transfer
Record Updated	May 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	108 MIDDLEBROOK DR LEXINGTON SC 290723424, LEXINGTON, SC 29072-3424

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Apr 2, 2018
Property Address	16 PROSPECT POINT LOOP, GEORGETOWN, SC 29440-7114
Document Number	3239/0145
Book / Page	003239 / 000145
Instrument Date	Mar 29, 2018
Instrument	2900
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	108 MIDDLEBROOK DR LEXINGTON SC 290723424, LEXINGTON, SC 29072-3424

Tax Assessment & Valuation

Source: Georgetown County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,585.00 (+92.99%)	$50,200 (+103.9%) Land $17,859 Building $32,341	$2,305,000 (+274.49%) Land $820,000 Building $1,485,000
2023	$2,894.00 (-0.62%)	$24,620 (-) Land $16,000 Building $8,620	$615,500 (-) Land $400,000 Building $215,500
2022	$2,912.00	$24,620 Land $16,000 Building $8,620	$615,500 Land $400,000 Building $215,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 626 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	715 units insured incl. 89 condo units
Nearby Flood Claims	84 (1987–2023)
Claims Outside the SFHA	8 of 84
Most Recent Claim	Dec 2023 · other causes
Claims by Event	Hurricane Ian, Oct 2022 · 36 claims Hurricane Matthew, Oct 2016 · 7 claims Severe Storms And Flooding, Oct 2015 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GCWSD WACCAMAW NECK serves 41,300 people · EPA ID SC2220010
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
HTC Cable	1,000 / 35

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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