45 Prospect Pt Loop, Georgetown, SC 29440 Property Records

Georgetown County property record for 45 Prospect Pt Loop, Georgetown, SC 29440

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 3 ba · 2,856 sqft · built 1978
Lot Size	1 acres (43,560 sqft)
Owner	2 Company Names on Record
Last Sale	$420,000 (Apr 2023)
Tax Bill	$11,678 (2025)
Deeds & Mortgages	Apr 2023 Sale Jan 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`04-0191-054-00-00`

Property Details

APN / Parcel Number

Primary APN	`04-0191-054-00-00`
Alternative APN	`17645`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,856 sqft Living Area
Gross Area	4,568 sqft
1st Floor Area	1,200 sqft
2nd Floor Area	1,656 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	544 sqft
Driveway	Gravel Driveway

Exterior Amenities

Porch	Slab
Porch Area	1,048 sqft
Deck Area	120 sqft
Patio Area	120 sqft
Loading Dock	Loading Dock
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	17645
Street Address	45 PROSPECT POINT LOOP
City	GEORGETOWN
State	SC
Zip	29440-7114
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	27 BLK 4 PROSPECT PLACE
Legal Subdivision	PROSPECT PLACE
Legal Block	4
Legal Lot Number	27
Jurisdiction	GEORGETOWN SC
Township / Civil Division	WACCAMAW NECK
Census Block Group	1
Census Block	1012
Census Tract	920508

Owner

Source: Georgetown County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 6802, COLUMBIA, SC 29260-6802
Owner Type	Company
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2023	Deed, Transfer
Jan 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2023 · Amount on Record
Deed Sale	Apr 20, 2023 · Amount on Record
Prior Sale	May 30, 2003 · Amount on Record
Deed Document Number	20233862
Deed Book / Page	4505 / 450
Prior Transfer Date	Dec 15, 2016
Prior Transfer Doc	02941/0212
Record Updated	Jun 8, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Apr 20, 2023
Property Address	45 PROSPECT POINT LOOP, GEORGETOWN, SC 29440-7114
Document Number	04505/0450
Book / Page	4505 / 450
Map Reference	MB Y PG 75
Instrument Date	Mar 23, 2023
Instrument	202300003862
Transaction Type	Transfer
Record Updated	May 8, 2023

Transaction

Amount	Amount Recorded
Tax	$1,092.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 IRIS DR, FLORENCE, SC 29501-5722

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	45 PROSPECT POINT LOOP, GEORGETOWN, SC 29440-7114
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02951/0185
Date	Jan 9, 2017
Book Page	2951/185
Instrument	201700000223

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	LEXINGTON, SC 29072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 6, 2027

Tax Assessment & Valuation

Source: Georgetown County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,678.00 (+9.79%)	$49,521 (+15%) Land $18,167 Building $31,354	$1,354,200 (+88.69%) Land $496,800 Building $857,400
2023	$10,637.00 (+4.8%)	$43,060 (-) Land $19,500 Building $23,560	$717,700 (-) Land $325,000 Building $392,700
2022	$10,150.00	$43,060 Land $19,500 Building $23,560	$717,700 Land $325,000 Building $392,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 626 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	715 units insured incl. 89 condo units
Nearby Flood Claims	84 (1987–2023)
Claims Outside the SFHA	8 of 84
Most Recent Claim	Dec 2023 · other causes
Claims by Event	Hurricane Ian, Oct 2022 · 36 claims Hurricane Matthew, Oct 2016 · 7 claims Severe Storms And Flooding, Oct 2015 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GCWSD WACCAMAW NECK serves 41,300 people · EPA ID SC2220010
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
HTC Cable	1,000 / 35

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Prospect Pt Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures