Union County and Summit City property record for 46 Oakland Pl, Summit, NJ 07901
| Property Type | Single Family Home |
|---|---|
| Details | 2,612 sqft · built 1898 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,000,000 (Jul 2020) |
| Tax Bill | $20,535 (2025) |
| Deeds & Mortgages | Sep 2024 Transfer Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-03206-0000-00012 |
| Primary APN | 18-03206-0000-00012 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,612 sqft Living Area |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 1898 |
| Exterior Material | Stone |
| Construction Type | Stone |
| Lot Area | 7,492 sqft (0.172 acres) |
| Old Parcel Number | 1800070000000004 |
|---|---|
| Street Address | 46 OAKLAND PL |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-3482 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Subdivision | VILLA SITES MAP #1 |
| Legal Block | 3206 |
| Legal Lot Number | 12 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 5 |
| Census Block | 5009 |
| Census Tract | 38000 |
46 Oakland Pl is owner-occupied and held in a trust since July 2020.
Source: Union County and Summit City records, as of July 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 46 OAKLAND PL, SUMMIT, NJ 07901-3482 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Sep 4, 2024 | Intrafamily Transfer, Transfer |
| Jul 6, 2020 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2020 · Amount on File |
| Deed Sale | Jul 6, 2020 · Amount on File |
| Prior Sale | Nov 30, 2007 · Amount on File |
| Deed Document Number | 2020325682 |
| Deed Book / Page | 6373 / 256 |
| Prior Transfer Date | Nov 7, 2007 |
| Prior Transfer Doc | 0056850078 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Sep 4, 2024 |
| Property Address | 46 OAKLAND PL, SUMMIT, NJ 07901-3482 |
| Document Number | 0065562130 |
| Book / Page | 6556 / 2130 |
| Instrument Date | Aug 29, 2024 |
| Instrument | 40376 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 46 OAKLAND PL # PLP1, PLP1, SUMMIT, NJ 07901-3482 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 46 OAKLAND PL, SUMMIT, NJ 07901-3482 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jul 6, 2020 |
| Property Address | 46 OAKLAND PL, SUMMIT, NJ 07901-3482 |
| Document Number | 0063730256 |
| Book / Page | 6373 / 256 |
| Instrument Date | May 12, 2020 |
| Instrument | 325682 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,675.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 174 SUMMIT AVE, 174, SUMMIT, NJ 07901-2938 |
| Name | Verified Name |
|---|---|
| Address | 46 OAKLAND PL, SUMMIT, NJ 07901-3482 |
| Document Number | 694229 |
|---|---|
| Date | Jul 6, 2020 |
| Instrument | 694229 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Jun 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.62% |
| Index | 1-Year LIBOR |
| Max Rate | 7.62% |
The 2025 property tax bill for 46 Oakland Pl was $20,535, up 2.6% from the year before.
Source: Union County and Summit City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $459,300 (-) Land $197,200 Building $262,100 | $459,300 (-) Land $197,200 Building $262,100 | |
| 2025 | $20,535.00 (+2.64%) | $459,300 Land $197,200 Building $262,100 | $459,300 Land $197,200 Building $262,100 |
| 2024 | $20,007.00 | ||
| 2023 | $459,300 Land $197,200 Building $262,100 | $459,300 Land $197,200 Building $262,100 | |
| 2022 | $19,671.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 46 Oakland Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1978–2021) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Oakland Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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