Union County and Summit City property record for 39 Oakland Pl, Summit, NJ 07901
| Property Type | Single Family Home |
|---|---|
| Details | 3,152 sqft · built 1910 |
| Lot Size | 0.304 acres (13,242 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,237,500 (Apr 2010) |
| Tax Bill | $26,898 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Sep 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-03202-0000-00009 |
| Primary APN | 18-03202-0000-00009 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,152 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 13,242 sqft (0.304 acres) |
| Old Parcel Number | 1800067000000019A |
|---|---|
| Street Address | 39 OAKLAND PL |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-3445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Subdivision | CITY/SUMMIT |
| Legal Block | 3202 |
| Legal Lot Number | 9 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 38000 |
39 Oakland Pl is owned and occupied by two individuals who acquired it in June 2013.
Source: Union County and Summit City records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39 OAKLAND PL, SUMMIT, NJ 07901-3445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED NATIONS FEDERAL CREDIT UNION |
| Sep 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED NATIONS FEDERAL CREDIT UNION |
| Feb 26, 2018 | Deed of Trust, Mortgage · ARM INVESTORS HOME MORTGAGE |
| Aug 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2010 · Amount on File |
| Deed Sale | Apr 14, 2010 · Amount on File |
| Prior Sale | Sep 2, 1998 · Amount on File |
| Deed Document Number | 2010214026 |
| Deed Book / Page | 5811 / 368 |
| Last Transfer Date | Jun 19, 2013 |
| Transfer Doc | 0059670525 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Sep 30, 2026 |
| Property Address | 39 OAKLAND PL, SUMMIT, NJ 07901-3445 |
| Document Number | 0000097803 |
| Book / Page | 15863 / 2854 |
| Instrument Date | Sep 22, 2026 |
| Instrument | 202697803 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2026 |
| Title Company | VITAL ABSTRACT LLC, VITAL ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 39 OAKLAND PL, SUMMIT, NJ 07901-3445 |
| Document Number | 0000097803, |
|---|---|
| Date | Sep 30, 2026 |
| Book Page | 15863/2854 |
| Instrument | 202697803 |
| Name | UNITED NATIONS FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Sep 30, 2026 |
| Property Address | 39 OAKLAND PL, SUMMIT, NJ 07901-3445 |
| Document Number | 0000097804 |
| Book / Page | 15863 / 2863 |
| Instrument Date | Sep 22, 2026 |
| Instrument | 202697804 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2026 |
| Title Company | VITAL ABSTRACT LLC, VITAL ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 39 OAKLAND PL, SUMMIT, NJ 07901-3445 |
| Document Number | 0000097804, |
|---|---|
| Date | Sep 30, 2026 |
| Book Page | 15863/2863 |
| Instrument | 202697804 |
| Name | UNITED NATIONS FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 39 OAKLAND PL, SUMMIT, NJ 07901-3445 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0144100660 |
|---|---|
| Date | Feb 26, 2018 |
| Book Page | 14410/0660 |
| Instrument | 654203 |
| Name | INVESTORS HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | MILLBURN, NJ 07041 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Mar 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.12% |
| Index | 1-Year CMT |
| Max Rate | 8.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 39 OAKLAND PL, SUMMIT, NJ 07901-3445 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | VITAL ABSTRACT LLC |
| Name | Verified Name |
|---|
| Document Number | 0147402659 |
|---|---|
| Date | Aug 5, 2020 |
| Book Page | 14740/2659 |
| Instrument | 696064 |
| Name | INVESTORS BANK |
|---|---|
| Type | Bank |
| Address | MILLBURN, NJ 07041 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Sep 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 4.62% |
| Index | 1-Year CMT |
| Max Rate | 7.62% |
The 2025 property tax bill for 39 Oakland Pl was $26,898, up 2.6% from the year before.
Source: Union County and Summit City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $601,600 (-) Land $209,800 Building $391,800 | $601,600 (-) Land $209,800 Building $391,800 | |
| 2025 | $26,898.00 (+2.64%) | $601,600 Land $209,800 Building $391,800 | $601,600 Land $209,800 Building $391,800 |
| 2024 | $26,206.00 | ||
| 2023 | $601,600 Land $209,800 Building $391,800 | $601,600 Land $209,800 Building $391,800 | |
| 2022 | $25,766.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 39 Oakland Pl in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1978–2021) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 39 Oakland Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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