Union County and Summit City property record for 49 Oakland Pl, Summit, NJ 07901
| Property Type | Single Family Home |
|---|---|
| Details | 2,897 sqft · built 1946 |
| Lot Size | 0.238 acres (10,367 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,852,000 (Dec 2025) |
| Tax Bill | $24,899 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-03202-0000-00013 |
| Primary APN | 18-03202-0000-00013 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,897 sqft Living Area |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 10,367 sqft (0.238 acres) |
| Old Parcel Number | 1800067000000015A |
|---|---|
| Street Address | 49 OAKLAND PL |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-3445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Subdivision | SUMMIT HOME LAND CO |
| Legal Block | 3202 |
| Legal Lot Number | 13 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 38000 |
Source: Union County and Summit City records, as of July 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 49 OAKLAND PL, SUMMIT, NJ 07901-3445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 23, 2025 | Bargain and Sale Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Jun 26, 2018 | Deed, Transfer · ARM AFFINITY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2025 · Amount on Record |
| Deed Sale | Dec 23, 2025 · Amount on Record |
| Prior Sale | Jun 26, 2018 · Amount on Record |
| Deed Document Number | 202551703 |
| Deed Book / Page | 6605 / 2266 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Dec 23, 2025 |
| Property Address | 49 OAKLAND PL, SUMMIT, NJ 07901-3445 |
| Document Number | 0066052266 |
| Book / Page | 6605 / 2266 |
| Instrument Date | Dec 12, 2025 |
| Instrument | 51703 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2026 |
| Title Company | CLEAR SKIES TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $38,404.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4211 MAGNOLIA CIR, SCOTCH PLAINS, NJ 07076-2247 |
| Name | Verified Name |
|---|---|
| Address | 49 OAKLAND PL, SUMMIT, NJ 07901-3445 |
| Document Number | 0000086683 |
|---|---|
| Date | Dec 23, 2025 |
| Instrument | 86683 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jun 26, 2018 |
| Property Address | 49 OAKLAND PL, SUMMIT, NJ 07901-3445 |
| Document Number | 0062710139 |
| Book / Page | 6271 / 0139 |
| Map Reference | MAP199A |
| Instrument Date | Jun 18, 2018 |
| Instrument | 301477 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | CHP TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $19,715.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 414 BRIDLEMERE AVE, 414, INTERLAKEN, NJ 07712-4309 |
| Name | Verified Name |
|---|---|
| Address | 49 OAKLAND PL, SUMMIT, NJ 07901-3445 |
| Document Number | 658997 |
|---|---|
| Date | Jun 26, 2018 |
| Instrument | 658997 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Jul 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
Source: Union County and Summit City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $556,900 (-) Land $207,600 Building $349,300 | $556,900 (-) Land $207,600 Building $349,300 | |
| 2025 | $24,899.00 (+2.64%) | $556,900 (-) Land $207,600 Building $349,300 | $556,900 (-) Land $207,600 Building $349,300 |
| 2024 | $24,258.00 (+1.7%) | ||
| 2023 | $556,900 Land $207,600 Building $349,300 | $556,900 Land $207,600 Building $349,300 | |
| 2022 | $23,852.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1978–2021) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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