46 Oak St, Douglas, MA 01516 Property Records

Worcester County and Douglas Town property record for 46 Oak St, Douglas, MA 01516

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,694 sqft · built 2006
Lot Size	8.92 acres (388,555 sqft)
Owner	2 Individual Names on Record
Tax Bill	$82 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Jun 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`14-3`

Property Details

APN / Parcel Number

Primary APN	`14-3`
Alternative APN	`DOUG M:0132 B:00001.2 L`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,694 sqft Living Area
Gross Area	5,307 sqft
Basement Area	1,658 sqft
Unfinished Basement	1,658 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	388,555 sqft (8.92 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	14-3
Street Address	46 OAK ST
City	DOUGLAS
State	MA
Zip	01516-2214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	1.2
Jurisdiction	DOUGLAS MA
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1006
Census Tract	752102

Owner

Source: Worcester County and Douglas Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 OAK ST, DOUGLAS, MA 01516-2214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2017	Deed of Trust, Mortgage · Closed-End Mortgage UNIBANK FOR SAVINGS
Jun 12, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNIBANK FOR SAVINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MA
Property Address	46 OAK ST, DOUGLAS, MA 01516-2214
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57988-51
Date	Nov 3, 2017
Book Page	57988/51
Instrument	122983

Lender

Name	UNIBANK FOR SAVINGS
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2037

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MA
Property Address	46 OAK ST, DOUGLAS, MA 01516-2214
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	METROPOLITAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62575-292
Date	Jun 12, 2020
Book Page	62575/292
Instrument	61219

Lender

Name	UNIBANK FOR SAVINGS
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Worcester County and Douglas Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Douglas Town
Unified School District	Douglas School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$82.00 (-99%)	$629,800 (+4.27%) Land $133,300 Building $496,500
2024	$8,166.00 (+2.45%)	$604,000 (+8.81%) Land $121,200 Building $482,800
2023	$7,971.00	$555,100 Land $121,200 Building $433,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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