41 Oak St, Douglas, MA 01516 Property Records

Worcester County and Douglas Town property record for 41 Oak St, Douglas, MA 01516

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,286 sqft · built 2005
Lot Size	2.06 acres (89,734 sqft)
Owner	Individual Name on Record
Last Sale	$484,900 (May 2019)
Tax Bill	$8,931 (2026)
Deeds & Mortgages	Mar 2020 Refinance Nov 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-3`

Property Details

APN / Parcel Number

Primary APN	`14-3`
Alternative APN	`DOUG M:0132 B:00005.1 L`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,286 sqft Living Area
Gross Area	6,228 sqft
Basement Area	1,476 sqft
Unfinished Basement	1,476 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	89,734 sqft (2.06 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	14-3
Street Address	41 OAK ST
City	DOUGLAS
State	MA
Zip	01516-2215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	5.1
Jurisdiction	DOUGLAS MA
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1019
Census Tract	752102

Owner

Source: Worcester County and Douglas Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	41 OAK ST, DOUGLAS, MA 01516-2215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Nov 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
May 30, 2019	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Aug 14, 2017	Deed of Trust, Mortgage · Line of Credit UNIBANK FOR SVGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2019 · Amount on Record
Deed Sale	May 30, 2019 · Amount on Record
Prior Sale	Aug 6, 2004 · Amount on Record
Deed Document Number	201948703
Deed Book / Page	60471 / 333
Prior Transfer Date	May 17, 2019
Prior Transfer Doc	60471-333
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MA
Property Address	41 OAK ST, DOUGLAS, MA 01516-2215
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61985-292
Date	Mar 3, 2020
Book Page	61985/292
Instrument	22740

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MA
Property Address	41 OAK ST, DOUGLAS, MA 01516-2215
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63825-1
Date	Nov 24, 2020
Book Page	63825/1
Instrument	144520

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS MA
Recording Date	May 30, 2019
Property Address	41 OAK ST, DOUGLAS, MA 01516-2215
Document Number	60471-333
Book / Page	060471 / 000333
Instrument Date	May 17, 2019
Instrument	48703
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,211.14
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 OAK ST DOUGLAS MA 015162215, DOUGLAS, MA 01516-2215

Mortgage

Document Number	60471-335
Date	May 30, 2019
Book Page	060471/000335
Instrument	48704

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MA
Property Address	41 OAK ST, DOUGLAS, MA 01516-2215
Document Number	57601-141
Book / Page	057601 / 000141
Instrument Date	Aug 14, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57601-141
Date	Aug 18, 2017
Book Page	057601/000141
Instrument	90322

Lender

Name	UNIBANK FOR SVGS
Type	Federal Savings Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 17, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Douglas Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Douglas Town
Unified School District	Douglas School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,931.00 (+10,048.86%)	$739,900 (+10.53%) Land $138,300 Building $598,900	$774,616 (+14.79%)
2025	$88.00 (-98.99%)	$669,400 (+4.35%) Land $124,700 Building $544,700	$674,785
2024	$8,673.00 (+2.46%)	$641,500 (+8.82%) Land $113,300 Building $528,200
2023	$8,465.00	$589,500 Land $113,300 Building $476,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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