45 Oak St, Douglas, MA 01516 Property Records

Worcester County and Douglas Town property record for 45 Oak St, Douglas, MA 01516

Property Summary

Property TypeRural Home
Details4 bd · 3.5 ba · 2,000 sqft · built 1781
Lot Size40.9 acres (1,784,222 sqft)
OwnerIndividual Name on Record
Last Sale$58,000 (Mar 2009)
Tax Bill$46 (2025)
Deeds & MortgagesAug 2023 Refinance
Flood ZoneZone X (minimal risk)
APN14-3

Property Details

APN / Parcel Number

Primary APN14-3
Alternative APN
  • DOUG M:0132 B:0000005 L

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,000 sqft Living Area
Gross Area4,088 sqft
Basement Area1,112 sqft
Unfinished Basement1,112 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1781
Effective Year BuiltEffective 1781
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,784,222 sqft (40.9 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number14-3
Street Address45 OAK ST
CityDOUGLAS
StateMA
Zip01516-2215
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRA
Legal Block5
JurisdictionDOUGLAS MA
Township / Civil DivisionDOUGLAS
Census Block Group1
Census Block1019
Census Tract752102

Owner

Source: Worcester County and Douglas Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45 OAK ST, DOUGLAS, MA 01516-2215
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 13, 2009 · Amount on Record
Deed SaleMar 13, 2009 · Amount on Record
Prior SaleNov 17, 2006 · Amount on Record
Deed Document Number200926037
Deed Book / Page43933 / 206
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOUGLAS MA
Property Address45 OAK ST, DOUGLAS, MA 01516-2215
Transaction TypeMortgage
Record UpdatedSep 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00069586-1
DateAug 30, 2023
Book Page69586/1
Instrument72165
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Douglas Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionDouglas Town
Unified School DistrictDouglas School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$46.00 (-99%)$353,277 (+3.89%) Land $145,477 Building $207,800$565,250
2024$4,597.00 (+0.75%)$340,049 (+7.01%) Land $132,849 Building $207,200
2023$4,563.00$317,764 Land $132,664 Building $185,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak St

Nearby Streets

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