46 Oak Ave, Larchmont, NY 10538 Property Records

Westchester County and Mamaroneck Town property record for 46 Oak Ave, Larchmont, NY 10538

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,666 sqft · built 1900
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$1,099,000 (Sep 2021)
Tax Bill	$28,620 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`553201 7-9-36`

Property Details

APN / Parcel Number

Primary APN	`553201 7-9-36`
Alternative APNs	`320100700900360000000000` `443900`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,666 sqft Living Area
1st Floor Area	660 sqft
2nd Floor Area	676 sqft
Upper Floors Area	330 sqft
Basement Area	330 sqft
Finished Basement	330 sqft
Unfinished Basement	330 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	100 ft deep x 37 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	363 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	443900
Street Address	46 OAK AVE
City	LARCHMONT
State	NY
Zip	10538-3552
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Subdivision	WOODBINE PARK
Legal Block	36
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MAMARONECK
Census Block Group	3
Census Block	3005
Census Tract	7100

Owner

46 Oak Ave is owned and occupied by two individuals who bought it in September 2021.

Source: Westchester County and Mamaroneck Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 OAK AVE, LARCHMONT, NY 10538-3552
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2021 · Amount on File
Deed Sale	Sep 22, 2021 · Amount on File
Prior Sale	Sep 22, 2021 · Amount on File
Deed Document Number	2021612543001
Record Updated	Oct 29, 2026

September 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Sep 22, 2021
Property Address	46 OAK AVE, LARCHMONT, NY 10538-3552
Document Number	0612543001
Instrument Date	Sep 15, 2021
Instrument	612543001
Transaction Type	Transfer
Record Updated	Oct 20, 2021
Title Company	THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,396.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27 HUBERT PL, 27, NEW ROCHELLE, NY 10801-1803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 HUBERT PL, NEW ROCHELLE, NY 10801-1803

Mortgage

Document Number	0612643760
Date	Sep 22, 2021
Instrument	612643760

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 46 Oak Ave was $28,620, up 27.1% from the year before.

Source: Westchester County and Mamaroneck Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Mamaroneck Town
Municipality	Larchmont Village
Unified School District	Mamaroneck Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$28,620.00 (+27.08%)
2025	$22,521.00	$1,387,000 (+2.97%) Land $365,000 Building $1,022,000	$1,387,000 (+2.97%) Land $365,000 Building $1,022,000
2024		$1,347,000 (+8.98%) Land $365,000 Building $982,000	$1,347,000 (+8.98%) Land $365,000 Building $982,000
2023		$1,236,000 Land $365,000 Building $871,000	$1,236,000 Land $365,000 Building $871,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Oak Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 61 policies
Nearby Flood Policies	61 in force
Nearby Flood Claims	60 (1992–2024)
Claims Outside the SFHA	21 of 60
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 14 claims Hurricane Sandy, Oct 2012 · 13 claims Severe Storms, Flooding, Heavy Rains, High Winds, Oct 1996 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 46 Oak Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LARCHMONT VILLAGE serves 6,485 people · EPA ID NY5903433
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20