41 Oak Ave, Larchmont, NY 10538 Property Records

Westchester County and Mamaroneck Town property record for 41 Oak Ave, Larchmont, NY 10538

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,844 sqft · built 1929
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$1,225,000 (Feb 2021)
Tax Bill	$32,055 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`553201 7-14-589`

Property Details

APN / Parcel Number

Primary APN	`553201 7-14-589`
Alternative APNs	`320100701405890000000000` `467900`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,844 sqft Living Area
1st Floor Area	1,200 sqft
2nd Floor Area	644 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Basement
Porch	Slab
Porch Area	465 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	467900
Street Address	41 OAK AVE
City	LARCHMONT
State	NY
Zip	10538-3517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Subdivision	WOODBINE PARK
Legal Block	589
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MAMARONECK
Census Block Group	3
Census Block	3005
Census Tract	7100

Owner

41 Oak Ave is owned and occupied by an individual who bought it in February 2021.

Source: Westchester County and Mamaroneck Town records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	41 OAK AVE, LARCHMONT, NY 10538-3517
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2021 · Amount on File
Deed Sale	Feb 17, 2021 · Amount on File
Prior Sale	Feb 17, 2021 · Amount on File
Deed Document Number	2021610273487
Record Updated	Oct 29, 2026

February 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Feb 17, 2021
Property Address	41 OAK AVE, LARCHMONT, NY 10538-3517
Document Number	0610273487
Map Reference	MAP 926
Instrument Date	Feb 12, 2021
Instrument	610273487
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	BENCHMARK TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 OAK AVE, 41, LARCHMONT, NY 10538-3517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 48TH AVE, LONG ISLAND CITY, NY 11109-5501

Mortgage

Document Number	0610474148
Date	Feb 17, 2021
Instrument	610474148

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2031
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.62%
Index	1-Year LIBOR
Max Rate	7.62%

Tax Assessment & Valuation

The 2026 property tax bill for 41 Oak Ave was $32,055, up 27.2% from the year before.

Source: Westchester County and Mamaroneck Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Mamaroneck Town
Municipality	Larchmont Village
Unified School District	Mamaroneck Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$32,055.00 (+27.22%)
2025	$25,197.00	$1,552,000 (+2.99%) Land $383,000 Building $1,169,000	$1,552,000 (+2.99%) Land $383,000 Building $1,169,000
2024		$1,507,000 (+8.97%) Land $383,000 Building $1,124,000	$1,507,000 (+8.97%) Land $383,000 Building $1,124,000
2023		$1,383,000 Land $383,000 Building $1,000,000	$1,383,000 Land $383,000 Building $1,000,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Oak Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 61 policies
Nearby Flood Policies	61 in force
Nearby Flood Claims	60 (1992–2024)
Claims Outside the SFHA	21 of 60
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 14 claims Hurricane Sandy, Oct 2012 · 13 claims Severe Storms, Flooding, Heavy Rains, High Winds, Oct 1996 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 41 Oak Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LARCHMONT VILLAGE serves 6,485 people · EPA ID NY5903433
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20