48 Oak Ave, Larchmont, NY 10538 Property Records

Westchester County and Mamaroneck Town property record for 48 Oak Ave, Larchmont, NY 10538

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,750 sqft · built 1887
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$1,315,000 (Jul 2017)
Tax Bill	$32,489 (2026)
Deeds & Mortgages	Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`553201 7-9-32`

Property Details

APN / Parcel Number

Primary APN	`553201 7-9-32`
Alternative APNs	`320100700900320000000000` `443800`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,750 sqft Living Area
1st Floor Area	892 sqft
2nd Floor Area	572 sqft
Basement Area	320 sqft
Finished Basement	320 sqft
Unfinished Basement	320 sqft

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	100 ft deep x 37 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	443800
Street Address	48 OAK AVE
City	LARCHMONT
State	NY
Zip	10538-3552
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Block	32
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MAMARONECK
Census Block Group	3
Census Block	3005
Census Tract	7100

Owner

48 Oak Ave is owned and occupied by two individuals who bought it in July 2017.

Source: Westchester County and Mamaroneck Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 OAK AVE, LARCHMONT, NY 10538-3552
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2017 · Amount on File
Deed Sale	Jul 14, 2017 · Amount on File
Prior Sale	Jul 7, 1999 · Amount on File
Deed Document Number	2017571863542
Record Updated	Oct 29, 2026

July 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jul 14, 2017
Property Address	48 OAK AVE, LARCHMONT, NY 10538-3552
Document Number	0571863542
Instrument Date	Jul 11, 2017
Instrument	571863542
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	BENCH MARK TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$5,260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48 OAK AVE, 48, LARCHMONT, NY 10538-3552

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 4TH AVE, BROOKLYN, NY 11217-3145

Tax Assessment & Valuation

The 2026 property tax bill for 48 Oak Ave was $32,489, up 27.1% from the year before.

Source: Westchester County and Mamaroneck Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Mamaroneck Town
Municipality	Larchmont Village
Unified School District	Mamaroneck Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$32,489.00 (+27.09%)
2025	$25,564.00	$1,575,000 (+3.01%) Land $365,000 Building $1,210,000	$1,575,000 (+3.01%) Land $365,000 Building $1,210,000
2024		$1,529,000 (+8.98%) Land $365,000 Building $1,164,000	$1,529,000 (+8.98%) Land $365,000 Building $1,164,000
2023		$1,403,000 Land $365,000 Building $1,038,000	$1,403,000 Land $365,000 Building $1,038,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Oak Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 61 policies
Nearby Flood Policies	61 in force
Nearby Flood Claims	60 (1992–2024)
Claims Outside the SFHA	21 of 60
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 14 claims Hurricane Sandy, Oct 2012 · 13 claims Severe Storms, Flooding, Heavy Rains, High Winds, Oct 1996 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 48 Oak Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LARCHMONT VILLAGE serves 6,485 people · EPA ID NY5903433
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20